Extended Auto Warranty for Cars

Extended Auto Warranty for Cars

New Auto Warranty Video by Industry leader US Direct Protect. Stop by and see www.carextendedwarranty.com to get a FREE Quote on your cars warranty.

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There are various factors to consider when buying a new car. Among them is the purchase of an extended car warranty. One must be aware of the benefits of these warranties before making any decisions.

 A car warranty is a form of contract between the seller and the buyer. The warranty guarantees the buyer that; the seller will cover for certain mechanical repairs or replacements for a stipulated period. If your car spoils after purchase and before the end of the stipulated time of the warranty, then your company should cover for the costs incurred.

 The warranty may also be viewed in terms of mileage coverage. After the warranty expires, one can purchase another warranty or pay an extension of the warranty. The buyer can also opt to pay for repairs using other means.

 Bumper to bumper warranty is also known as the new car warranty. It is the most popular warranty offered to new-car buyers. But rarely will cover bumper to bumper literally.

 One should always take care when dealing with companies offering these warranties as some of them tend to misuse their customers. Not so many service providers offer a bumper-to-bumper warranty and thus, one should be careful of the scams. Some service providers are out to make money and exploit their customers.

 There are things that one should put into considerations when in search of a dependable car warranty. One of the factors that must be considered is the types of items covered within a warranty. One should ensure that the warranty covers all the repair cost and that one should not be limited to one service station.

 The other factor to consider is the cost of the warranty. One would put a warranty into considerations if it is of a reasonable cost. It is advisable that one should consider a warranty that meets your budget.

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6 Auto Warranty Tips From US Direct Protect

Does your car have a tendency to break down as soon as the manufacturer's warranty expires? Do you know anyone whose used car has started having trouble almost as soon as they drive it off the lot? Whether your car is new or used, it is essential to have the right car warranty for you when you buy a car.

When shopping for a car warranty, ask yourself the following questions:
1. Who takes care of the claims?
When purchasing a car warranty, make sure the company that sells the claim handles the claim too. Companies that sell and administer their own claims are better equipped to provide their own service and support.

2. Is it an exclusionary plan?
Manufacturer claims are called exclusionary claims because it is easier to list the items that are not covered rather than list the things that are. Plans that list what is covered may not be full exclusionary plans, but supplemental or partial plans. Be sure to always choose an extended auto warranty that is an exclusionary plan.

3. Parts, Labor and Other Expenses
Never assume that an auto warranty includes parts and labor. At around $70 - $100 and hour, labor costs alone can greatly add to the cost of repairing and maintaining your automobile. Car rental and other expenses should also be taken into consideration. Look for an auto warranty that includes these items.

4. Reputation
If you're going to hold up your end by paying for the premium, you need a warranty company that will hold up their end of the deal if your car breaks down. Choose a company that has a good reputation with its clients so that you know if you need them they will be there for you.

5. How Does the Company Handle Claims?
An auto contract that can only be used in certain places, or that makes you pay for the repairs then offers to reimburse, does not give you peace of mind and can even make your car repairs more complicated. Nationwide coverage, the ability to choose where you get your car fixed, and direct payment to repair facilities can make your life a lot easier. Choose a warranty service contract with these options and you will sleep much better at night.

6. You Get What You Pay For
Don't let sticker price affect you when shopping for a warranty company for your vehicle. Look at what you are getting for your money and factor in out-of-pocket costs you are likely to be burdened with if you choose a less expensive, reputable company. You will probably end up saving more money in the end paying a little more for a warranty with a company that has a proven track record than if you go with a "bargain basement" plan.

Take these six tips into consideration when choosing a warranty for your car, and you'll know be assured you have invested in the best protection for your car dollar for dollar.

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Extended Warranty for Cars

Extended Warranty for Cars

An extended warranty on a car is simply a contract between the car owner and the car warranty company, where any repair costs you incur are covered by the company. Auto warranties are not a type of insurance. Far from it; they are simply a type of warranty that extends the original car warranty as offered by the manufacturer. So, essentially, if the car warranty you got when you bought the car was for four years, an extended car warranty can add two, three or more years to the warranty period, ensuring that you remain covered longer.

Buying extended warranties for the first time can be tricky, even confusing. You must understand what it is you want covered and then look for a warranty that provides this type of cover. Buying an extended warranty does not excuse you from buying auto insurance. You still to have your car covered under the best auto insurance policy you can afford, since these are two different products.

It is important to read through the contract of the warranty, in order to fully understand what is covered under the warranty and what is not. A good warranty contract will list all the services and parts covered under the contract. Be very wary of contracts that are vague or those that give a blanket sort of assurance. It is also common for a warranty contract to state the standard routine maintenance the car owner must stick to in order for the warranty to remain effective. Failure to do so may lead to a rejection of your claim application.

To ensure that you get the best deal on auto warranties, always buy your warranty from a reliable company. There are many car warranty companies selling warranties directly, without going through a dealer. By buying directly through a car warranty company or their agent, you get a better deal as the rate tends to be lower.

A lot of motorists are not sure whether they require an extended warranty, until they run high repair costs without one and realize just how much they could have saved. Buying extended warranties is pretty much like buying insurance. You are simply protecting yourself against a risk which might happen in the future. Much as this risk may never happen, there is still a 50% or more chance of it happening.

To lessen the strain of paying for extended car warranties, use the car rebate to pay for the warranty. This way, you won’t have spent a dollar on the warranty. This is for the lucky motorists who get rebates on new cars. If you are not so lucky as to get a rebate and do not have cash on you, you can finance your purchase. A lot of warranty companies provide zero percent financing, which can help you keep your car protected even when you do not have money on the ready.

The best time to purchase extended warranties on your cars is immediately after buying the car. A lot of motorists assume that as long as they have the manufacturer’s warranty, they can forego the extended one until the original warranty expires. However, the rates are higher when you buy an extended car warranty after the original one expires. You will save more if you buy extended warranties earlier, preferably when the original one is still in effect.

Do not worry if your car warranty has already expired. You can still get an extended car warranty. The same applies if you have bought a used car. However, most car warranty companies carry out inspections on used cars before selling auto warranties on them. This they do to ensure that the car is clean enough and bears no pre-existing mechanical issues. Usually, they will screen the car, which is basically checking for any mechanical problems.

If the car is found to have any problems, the company may refuse to sell you the warranty. In most cases though, all you have to do is get the car checked and repaired. If it passes the screen test this time round, the company will sell you the warranty.

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Finding a Used Car Warranty

If you feel your vehicle is not covered enough for future repairs, then you can approach a third party company who will provide you with ample options and coverage. Repair bills may not cost as little as you want them to cost. Anything might happen and you might have to face huge expenses for repairing your vehicle. You might be covered with the manufacturer’s original warranty, but that is not enough because sometimes repair expenses sky rocket. You must find an alternative, something to fall back on. To know more about the warranty provided by the original car manufacturer, you will have to read the manual thoroughly. Once you are sure of what protection your vehicle carries, you will know what you need to get extra cover for. So when you are taking cover from a company that provides additional warranty, then you must be perfectly aware of what you will need. There are plenty of companies who will provide you with auto warranty and all you have to do is approach them and choose the one that you think will suit all your needs. You are entering into a contract between that particular company and yourself, there is no one in between and no mediator. You can do an online research and choose a company that will provide you with auto warranty coverage. Once you take coverage from a company, you can keep the contract for a period of one month or so. If you are happy with their dealings, you can continue the contract and if not, you can request your money back.

When your auto needs to be repaired, you should find a company that you are comfortable with and then do the repairs. However, the premium that you have to pay for this insurance will depend on whether your car is old or new. If it is a new vehicle then naturally you don’t have to get expensive coverage, but if your vehicle is old then you will have to get a coverage that is much higher. However, if you do your calculations, then you will know that taking out insurance is much cheaper than paying for all the repairs out of your pocket.

When you approach the company and negotiate with them on the different policies and the coverage you have to pay for them, you will have to talk about the things that are covered in the insurance and those that are not covered. This will prevent any misunderstandings in the future. When you and the company know where you stand then everything is much easier. There are different levels of cover that will cover the electrical and mechanical components of your vehicle. So when you draw a policy name the components that are likely to go wrong or are more expensive to repair. Only the vehicle owner will know what could go wrong frequently in a particular make and model.

Most companies just cover repair bills and not the periodical changing of brakes, exhaust, tires and so on. In addition, they will not be paying for any intentional damages; they will investigate before they hand out the money.

The plans offered to you by an AutoWarranty Company will benefit you greatly because they are known for customer satisfaction and honesty in all their dealings. All you have to do is get in touch with them and they will help you with whatever you want. They also provide you with additional services so you always get the best when it comes to car warranties. Approaching this company will definitely get you the best deals and rates in the industry.

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