How Total Car Maintenance and Auto Warranties Keep Your Vehicle on the Road for Less Money

Being stranded on the side of the road in the blistering heat waiting for help to come is no one’s idea of a pleasant experience. It can happen, though, to anyone at any time. Vehicles are intricate machines, nothing more. The number of components in an automobile that have to work properly and synergistically for optimal performance is pretty astounding. This is the reason that enough cannot be written on the great importance of maintaining a vehicle properly.

Oil changes are both good and necessary. They alone, however, will never be enough to keep a vehicle running smoothly and efficiently. There are a number of systems cars use to ensure operation. Much like the human body, when one system goes awry, all others may end up being affected. Paying attention to recommendations can mean not only a vehicle that will stay on the road, but also benefit the owner with fewer car repairs and lower auto bills.

Of the systems that require routine monitoring and maintenance, engine oil is undoubtedly the mandate with the shortest interval for change. Other fluids, though, are equally important in function. The cooling system, which is responsible for making sure the engine does not overheat, requires professional flushing and fluid replacement. So does the fluid in the transmission. Both these fluids, like oil, are subjected to extremely high temperatures every time the vehicle is driven. Manufacturers and repair shops, who offer services for these key services, have recommendations for their replacement. Intervals may vary by age and make of the vehicle, but should be investigated and put into the overall maintenance plan.

Fuel system cleaning is sometimes overlooked, but should be considered a routine need for the sake of an optimally performing engine. Fuel injectors can build up deposits. Regular fuel system cleaning takes care of this issue, among others, guaranteeing smooth operation. When it comes to car repairs, a fuel injector, or injectors, can be very extravagant in cost compared to the relatively inexpensive prevention.

The final easy-to-remember maintenance item is tire rotation and inflation. Tire rotation is suggested for almost every vehicle to be performed every 6,000 miles, or every other oil change. The importance of this simple procedure cannot be ignored. Rotating tires allows all tires to wear at an even pace, which prolongs the need to buy new, as well as makes it possible to keep a smooth, comfortable ride. Proper inflation works on the same principal. When air gets hot, or cold, tire pressure can fluctuate. Keeping a tire gauge in the vehicle will allow for an easy, quick check of pressures. Many repair facilities now offer nitrogen gas filling for tires. This is a worthwhile option that can help alleviate variations and the need for consistent monitoring, as the gas is unaffected by temperature, and helps maintain constant pressure at all times.

The above items will all help keep repair needs minimal. They cannot guarantee there will never be an issue requiring attention, though. To keep auto bills very minimal, when the need does arise for fixing, it is always a good idea to invest in an extended car warranty. The extended car warranty is available on practically any vehicle, which has exceeded the terms of the original manufacturer’s warranty. These policies typically come with a deductible that must be met when car repairs are necessary, but pale in comparison to the actual cost of the repair itself. Paying $100, for instance, to replace a transmission that costs $2,000, or more, can be substantially beneficial.

Keeping a vehicle on the road means more than hitting the quick lube shop every three months. Paying attention to the overall needs of the car routinely, along with heeding advice from your mechanic, can make it easier to keep auto bills lower over time. For the greatest protection possible against expensive visits, an extended car warranty covering major drivetrain components is supremely advantageous.

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Auto Warranty Review by US Direct Protect

Cars are assets that need to be maintained time and again in order to retain their value. Although cars tend to depreciate in value, proper maintenance over the years can see the vehicles retain and even regain their worth even as time goes by. In order for this to happen there are certain things that the owner of the vehicle has got to take into consideration. One of these issues is the maintenance of the vehicle in question.

Depending on the model of the vehicle and its age this can either be a simplex task of maintaining a Toyota, or the arduous task of keeping a classic Chevrolet in tip top shape. In both cases however, the car owner can make vehicle maintenance elementary and one of the simplest methods one can use is taking on auto warranties.

As the term implies, these are set aside in order to help the vehicle owners preserve their vehicles, without paying for these expenses out of pocket. Getting these car warranties might sound like a piece of cake, but there are several elements that the car owner should consider with regards to the warranties.

First and foremost, the reliability of the company offering the warranty should be meticulously scrutinized. Knowledge of the establishment that will be in charge of making payments for replacement parts is important. This is because as with every other business out there, this sector of the economy has companies that are out to fleece the masses.

However, once the right warranty has been sourced and applied for, the automobile owner can now rest assured that their vehicle is adequately covered with regards to replacement parts.

Secondly, the client ought to consider the terms and conditions of the warranties being offered by a particular company. This is simply because there are certain warranties that might look good on paper, yet be inadequate for the vehicle in question. In other words as the owner of the vehicle, the fine print should be carefully studied and understood because as it is said the devil is indeed in the details.

Auto warranties are a dime a dozen. Subsequently, the vehicle owner will be bombarded with all sorts of offers from different companies. However, before one settles on a particular car warranty it is imperative that the exact components of the vehicle to be catered for by the company are clearly stated.

Looking for the right auto warranties for you is tantamount to finding the proverbial needle in a hay stack. This process can however be simplified by looking into car warranty reviews, which will be sure to reveal a gem or two. Here, the client will have numerous sources for the said warranties, ranging from blogs to entire websites dedicated to finding the perfect car warranties for you.

For starters, these auto assurance reviews indicate that certain warranties are proffered to the consumer as a part of their car insurance policies. These work well for the client who is looking for an insurance package, which offers them an all inclusive cover for their vehicle.

Another source of car warranties, as indicated on some of these reviews, is the car manufacturer in question. In some cases, the producers of the automobiles have their own warranties on hand for the consumer to take advantage of making repair and replacement of certain vehicle parts that much easier.

Taking on these car warranty reviews will disclose the kind of protection the vehicle owner should take on.

For every car owner, it is important to understand that purchasing a vehicle from an individual seller might not give them access to any warranties, which could result in high out of pocket expenses should the vehicle experience a malfunction.

To conclude, it is up to the consumer to search out a good warranty, which will serve their vehicle for years to come. If nothing else, the warranty should keep the prized possession in tip top shape while granting its owner the peace of mind to enjoy automobile without worrying about sudden repair costs.

What is a Bumper-to-Bumper Warranty?

The bumper-to-bumper warranty is the most comprehensive portion of a car manufacturer's Factory Warranty, that covers all parts and systems, except for those specifically excluded, such as certain "wear" items like tires and wiper blades. Normally, bumper-to-bumper warranties cover everything from major mechanical repairs to even some seemingly minor details.

Essentially all new cars come with bumper-to-bumper warranties. Those warranties are for a fixed term, such as three years or 36,000 miles. That warranty will expire whenever the first threshold is met. A two year old car with 40,000 miles on it which is covered by the three year/36,000 mile warranty will be out of warranty. By the same token, a four year old car with only 25,000 miles will also be out of warranty. Warranty terms are often a selling feature promoted by vehicle manufacturers. For instance, on some new cars, you may find five year/50,000 mile warranties, or even ten year/100,000 mile warranties. New car buyers are known to shop for cars based on warranties.

By name at least, the bumper-to-bumper auto warranty provides complete and exhaustive coverage for your new car. You might think that a bumper-to-bumper warranty will cover every last feature and condition on the car. But, alas, likely it won't. Bumper-to-bumper doesn't necessarily include every square inch of a car from one bumper to the other. Bumper-to-bumper warranties are generally referred to as exclusionary in their coverage. This means they provide coverage for all breakdowns except components specifically itemized in the warranty. These warranties generally cover components like air conditioning, vehicle sensors, fuel systems, drive-trains, and major electrical components. At the same time, a bumper-to-bumper warranty may specifically exclude from coverage such issues as scheduled maintenance, adjustments, and wear items; batteries and trim; after-market equipment; noises, including rattles, squeaks and wind noise; body damage; and various miscellaneous items, such as satellite/GPS/video systems, emissions, CD changers and audio systems, and a breakdown caused by collision, fire, theft, freezing, overheating, electrical fire or meltdown, vandalism, flood, and any hazard insurable under standard damage insurance coverage. In the sense that these policies are exclusionary, generally speaking, if you don't see a condition excluded, it's covered.

Car makers may also include a number of convenience features, such as roadside assistance, hotel stays, rental car, towing, and nationwide coverage. These features are commonly called a "peace of mind" assurance.

Bumper-to-bumper warranties provide a wealth of protection against auto repair bills. As noted, not every single possible issue with a car will be covered by the warranty, but many are. They are a great feature of the new car. For the protection of the buyer, however, warranties must be read and monitored closely. Exclusions exist, and may lead to costly, unexpected repair bills which are the responsibility of the car owner.

Resource for article:

US Direct Protect

Auto Warranty 411

CarServiceContract.com

Keys To Optimizing Your Extended Auto Warranty

May, 29 2011
US Direct Protect

When a potential customer enters the showroom at a local dealership, he or she is very optimistic regarding the new car that they are about to purchase. Once they've studied their options, met with the dealer, completed all necessary paperwork, they find out that they are approved. Most new cars come with a factory backed warranty. Many used cars offer owners the opportunity to purchase a warranty from either the factory or dealership. Many new and used owners alike, are clueless about what to do after their warranty expires. There are certain things an automobile owner can do, to the optimize their extended auto warranty buying experience.

Key 1: Know what you can and can't afford
Many customers purchase warranties that they can not afford and it results in lost of coverage. Having a warranty is a necessity for today's car owner. Regardless of your income bracket, there are many financing options available, that caters to the various income levels. Understanding these options can save you money.

Key 2: Shop carefully
Due to false advertisement, many buyers has been scammed by car warranty dealers. For those seeking, research carefully to find the best, suitable and legitimate extended auto warranty. Owners have bought expensive warranties, believing that they were getting certain features, only to find out that they were deceived. Make sure to read all of the proposed warranty information, including the fine print. Many people have found comparing easier, through the use of the internet. Within one click, you can find available and affordable vehicle warranty companies and dealers, information about their services and compare prices. Also, understand that there are many auto warranty companies available and you're not limited to a dealer.

Key 3: Understand the different types of auto warranties
It is vital that potential warranty owners, understand the various types of warranties available. There are warranties that only support the wear and tear on a vehicle, while some support mechanical breakdown. Others provide support for both of these. If you are needing an extended warranty, choose a warranty that supports both. You want your vehicle covered if it ever breaks down, due to mechanical breakdown, and if repairs need to be made, due to normal wear and tear.

Finally, owning a vehicle is an asset, need and responsibility. Having a vehicle covered through warranty, means peace of mind for any owner. Peace is gained by knowing that, regardless of what happens to your auto, you have a extended auto warranty that cover's it. Good drivers purchase warranties, in order to prevent possibly future un-expectancies and for basic travel. In order to live effectively in today's society, reliable transportation is a must-have.

May, 29 2011
Resources
US Direct Protect
http://www.usdirectprotect.com

May, 29 2011
Resources
Auto Warranty 411
http://www.autowarranty411.com

Auto Warranty|Listen Up or Lose Money

The world of extended warranties for cars is a large and confusing place. Vehicles can have a manufacturer’s warranty, extended warranty, product warranty, a vehicle service contract, or mechanical breakdown insurance. To further complicate the situation, each of these has its own laws and regulations which govern the application of them, and can have their own specific benefits or limitations.

Let’s begin with a manufacturer’s warranty, it is provided for the new and original (no modifications) vehicle by the maker. This type of warranty covers specific areas of the vehicle and is enforceable for a set number of months or miles driven, this is mandated by law.

Once the manufacturer’s warranty has expired the vehicle is used and has additional miles on it, the next step is an extended warranty, a vehicle service contract or mechanical breakdown insurance. This is a basic contract between the vehicle owner and the warranty company which covers specific parts of the vehicle to be repaired or replaced in the event it fails. These warranties become more appealing when they are offered with the additional benefit of 24/7 roadside assistance, a wear and tear coverage, rental car reimbursement and in some cases traveler’s insurance. For these reasons, when considering an extended warranty it is a good idea to research and find the best deal possible. Again, each warranty is regulated by the state.

The best warranty companies can be found on A.M. Best & Company’s “A” list.

Product warranties are warranties on an additive or product. These are a promise and backing by the Admin. regarding the product being used.

A major difference between an extended vehicle warranty and a product warranty is the extended warranty has to be backed by an insurance company and a product warranty does not.

Everyone has that nightmare story of how they were done wrong by the vehicle, here are a few tips to help you avoid that problem.

• Always thoroughly read the contract, do not be afraid to ask questions.
• Get a pre purchase inspection by a certified mechanic. These inspections are usually a small fee $100-$250, and will prevent the warranty from saying an issue was pre existing.
• Be diligent in the maintenance of the vehicle. This is a quick way for the warranty to become null and void.
• Establish where the repairs need to be done, many companies have specific shops they use.
• Know how the claim/repair is paid. Some companies pay the shop directly, others want you to pay the shop then reimburse you.
• Check the deductable, this can be a one time total, or per repair.
• Verify the expiration of the contract, the the exact odometer reading or specific date.

Avoid Car Warranty Scams|Get a US Direct Protect Approved Auto Warranty

Avoid Car Warranty Scams


While many legitimate and reliable car warranties are available online, there are also warranty scams in which low price warranties are offered to unwitting consumers who are actually paying for a useless or fraudulent warranty. Other scams include overpricing of warranties by affiliate and lead sites, and then there are car warranty sites which in reality are dreaded "phishing" sites that exist only to obtain private data that is then abused. Avoiding these scams, and finding the right online car warranty, is a matter of being alert and knowing how to recognize scams while dealing only with companies that have a proven track record in issuing car warranties.

Oftentimes, a new auto warranty company will suddenly spring up online, offering extremely low prices on a very small selection of auto warranties. This is an indication that the company is, at best, an affiliate or lead site which makes a commission only on those warranties, or, at worst, a scam site.

The scam sites offer warranty terms that seem too good to be true, and they are set up for instant payment. The warranty which you purchase from such sites is not of much value, as it is not backed by a legitimate and insured warranty provider. Usually, such warranties do not pay repair and body shops directly, but instead ask the warranty holder to pay, so that they can then escape having to reimburse you for the money you paid out. This is fraud, and almost no reliable car warranty issuer will ask you to pay for repairs - instead, they work with a network of auto repair services which accept their payments directly at no extra cost to you.

Worse yet are those online sites which contact you via E-mail, warning you that your warranty is about to expire. Chances are that not only is your warranty not expiring, but you have yet to purchase an extended warranty. The E-mail messages which they send contain links to phishing sites that do not offer any legitimate warranties whatsoever. Instead, they capture your personal data for use in subsequent scams, and they may even be able to access your secure accounts using the information that they request. Under no condition should you respond to E-mail offers for car warranties. No legitimate firm uses such methods, which are illegal under spam prevention laws.

Instead, insist on car warranties that are maintained by legitimate and known firms. These firms deposit your money into a claims reserve account, and carry re-insurance from A. M. Best A or higher rated firms to protect you in the event the warranty company fails or experiences difficulties. Such policies are well-advertised and often discussed on consumer ratings sites.

Not All Car Warranty Sites are Created Equal|Beware of Affiliates

An extended warranty for a car is very useful and indeed saves drivers much time, money and hassle. It is therefore no wonder that so many new car warranty sites have sprung up across the Internet, and many of these sites have similar names and offers. For instance, their is now a lead company who made a website called usdirectwarranty.com and use it for PPC. They have no affiliation with usdirectprotect.com, number 1 online seller of extended warranties for vehicles, but they obviously are trying to catch consumers off guard. US Direct Protect had one of their agents call the phony outfit and they did try to portray themselves`s as industry leader US Direct Protect.

That is because many car warranty sites are actually lead sites or affiliate sites for major providers of online car warranties. Such sites often offer but a few fixed choices, because their owners know that those are the warranties which their audience will be most apt to choose, or that they are the ones for which the actual warranty providers pay the most affiliate commission. These policies all have weasel clauses or are the same policies with the price inflated.

On the other hand, a true professional site will include a wide selection of car warranties for various makes and models of cars, with various price, feature, length and coverage options. These sites are run by webmasters who are dedicated to their customers, and who therefore make sure to offer the warranties that customers are looking for, at the best possible prices. Beware of 1 or 2 page websites, this is a sure fire way to detect an affiliate or lead company. They sell your inquiry to an Auto Warranty Company that does not have the marketing skills to attract their own inquiries. The customer is now paying the lead companies fee on top of the policy they purchase. Sometime`s this fee alone is $100.00.

When shopping for an extended auto warranty, make sure there are sufficient options for the make and model that you need to protect. One or two basic options is a clear sign that the site you are checking is a lead or affiliate site, as is a small selection of models regardless of whether your own car is included. One question we always tell consumers to ask the warranty company is "How many different Administrators do you carry". If their reply is 1 or 2....run.

Make sure to shop around, and discount any claims made by sites which claim to specialize only in one make or model. Such sites are clearly lead sites that just link to a site that actually offers warranties for several makes and models, but prices which are generated by the lead site could be higher than the prices which would be charged to consumers who go directly to the main site. If a site URL contains the name of one make or model, such as Chevy or Malibu, it is almost always a lead site and it is rare that such a site offers the best option for extended auto warranties.

Car warranties are best purchased from experts who maintain sites that clearly show their understanding of and commitment to the consumer. Affiliate and lead sites are usually operated by small-time webmasters who also operate such sites for tens if not hundreds of other products, from cookware to computer accessories, and they depend on commissions from each sale that only add to the cost of the warranty which you actually need.

Choose your car warranty from a site that lists clear options for different levels of coverage, and which has a comprehensive list of policies available for major makes and models of cars, which of course must include, but should not be limited to, your own car. You will find that a more comprehensive site offers better prices for exactly what you need.

Other online Auto Warranty Companies that have multiple A rated administrators for car owners to choose from is Auto Warranty 411. They have a licensed software that allows them to shop 10 A rated carriers for the best policy. We have heard nothing bad about this organization, nor are their any rip off reports or BBB complaints. Automotive Extended Warranties also has multiple policies at below market pricing. Their website has arguably the most auto warranty related content on it and is a tool used by many in the industry. Car Service Contract is a new comer in the industry who has compiled a long list of A rated Administrators and also has very affordable pricing.

We are going to open this post up for comments. NOT SPAM. If you have an industry related question or have another online company you would like to talk about feel free to leave a comment.