Wednesday, August 10, 2011
US Direct Protect Auto Warranty
An Auto Warranty can be one of the most important features associated with buying a new car. A warranty is one of the few ways you can insure that the car you buy will last long enough to make it worth your money. A car cost a substantial amount of money and protecting that purchase with a warranty can be one of the most important decisions you will make. Many new car customers focus on features such as a satellite radio or interior color but a car warranty should be the number one feature any car buyer focuses on. The problem with many car buyers is that they don't know where to begin when it comes to warranties. Researching and understanding car warranties can be the difference between spending thousands of dollars down the road or keeping a car dependable and free from major repairs. Purchasing an extended warranty for your automobile from they very start is often times the best way to go.
There are many types of warranties available including types of original manufactures warranties and extended coverage warranties. These are both important but are often misunderstood. Many car consumers believe that since they have an original car warranty that extended coverage can be taken care of at a later date. The thing that people don't realize is that often times a warranty company will give you a lower rate on car warranties since you are a lower risk to them with original warranties still in effect. Purchasing an extended warranty for your automobile from they very start is often times the best way to go.
The highest level of coverage on a car is called bumper to bumper coverage. This may sound like it covers everything on the car but there are some exclusions. These exclusions will be listed for you upon purchase of the warranty. In most cases this warranty does cover everything except normal wear and tear that a car may endure.
Used cars are usually covered under a warranty called a stated plan. All components that are covered under this plan are stated in a list. This what gives the warranty the name stated plan. These lists will look as if it equals bumper to bumper coverage but there are a substantial number of components not covered under this plan. Under most stated plans major repairs are covered but be sure to go over this plan thoroughly before purchasing it. A thinner warranty that is ideal for high mileage or older cars is a power tran warranty. This warranty is designed to cover the most expensive hardest working mechanical parts of your car. In most case it covers transmissions, engines, seals, and gaskets. An older car has a much higher chance of developing problems in the components and this warranty can save you from having to junk an older car before its time. A common warranty that many people purchase to go along with an existing warranty on newer cars is the wrap coverage warranty. In many cases a vehicle will come with a satisfactory power tran warranty and will last 5 or 10 years. When you purchase the wrap coverage it will include other components into that power tran warranty and it will turn that power tran warranty into bumper to bumper coverage.
This may seem confusing but when you take the time to go over you warranty as in depth as possible it will make understanding what each warranty offers a little less confusing. There are a few other key points to keep in mind when studying a warranty offer. One thing to keep in mind is if your warranty is transferable, this means that the warranty will be transferred if you ever choose to sell your car. Another thing to look for is which insurance company is backing your warranty and make sure to check up on that particular insurance company. Car warranties are extremely important but can become useless if you don't make sure that you purchase a warranty that can serve your needs.