US Direct Protect Auto Warranty

An Auto Warranty can be one of the most important features associated with buying a new car. A warranty is one of the few ways you can insure that the car you buy will last long enough to make it worth your money. A car cost a substantial amount of money and protecting that purchase with a warranty can be one of the most important decisions you will make. Many new car customers focus on features such as a satellite radio or interior color but a car warranty should be the number one feature any car buyer focuses on. The problem with many car buyers is that they don't know where to begin when it comes to warranties. Researching and understanding car warranties can be the difference between spending thousands of dollars down the road or keeping a car dependable and free from major repairs. Purchasing an extended warranty for your automobile from they very start is often times the best way to go.

There are many types of warranties available including types of original manufactures warranties and extended coverage warranties. These are both important but are often misunderstood. Many car consumers believe that since they have an original car warranty that extended coverage can be taken care of at a later date. The thing that people don't realize is that often times a warranty company will give you a lower rate on car warranties since you are a lower risk to them with original warranties still in effect. Purchasing an extended warranty for your automobile from they very start is often times the best way to go.

The highest level of coverage on a car is called bumper to bumper coverage. This may sound like it covers everything on the car but there are some exclusions. These exclusions will be listed for you upon purchase of the warranty. In most cases this warranty does cover everything except normal wear and tear that a car may endure.
Used cars are usually covered under a warranty called a stated plan. All components that are covered under this plan are stated in a list. This what gives the warranty the name stated plan. These lists will look as if it equals bumper to bumper coverage but there are a substantial number of components not covered under this plan. Under most stated plans major repairs are covered but be sure to go over this plan thoroughly before purchasing it. A thinner warranty that is ideal for high mileage or older cars is a power tran warranty. This warranty is designed to cover the most expensive hardest working mechanical parts of your car. In most case it covers transmissions, engines, seals, and gaskets. An older car has a much higher chance of developing problems in the components and this warranty can save you from having to junk an older car before its time. A common warranty that many people purchase to go along with an existing warranty on newer cars is the wrap coverage warranty. In many cases a vehicle will come with a satisfactory power tran warranty and will last 5 or 10 years. When you purchase the wrap coverage it will include other components into that power tran warranty and it will turn that power tran warranty into bumper to bumper coverage.

This may seem confusing but when you take the time to go over you warranty as in depth as possible it will make understanding what each warranty offers a little less confusing. There are a few other key points to keep in mind when studying a warranty offer. One thing to keep in mind is if your warranty is transferable, this means that the warranty will be transferred if you ever choose to sell your car. Another thing to look for is which insurance company is backing your warranty and make sure to check up on that particular insurance company. Car warranties are extremely important but can become useless if you don't make sure that you purchase a warranty that can serve your needs.


Resources:
http://www.carservicecontract.com/blog
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Auto Warranty 411|A Rated Policies For $100`s Less Than Other Brokers

As if purchasing a car isn’t a big enough decision, then the customer is faced with the prospect of purchasing an auto warranty to cover the vehicle. This does not have to be as big of a nightmare as it sounds. One should simply keep in mind that this is merely an insurance policy against repair costs and that the warranty should only fit the needs and budget of the buyer – purchasing too much or too little could pose an issue.

One good thing to remember is that it is not necessary to obtain an extended car warranty immediately after buying the car. Most dealerships will extend the offer until within the first year of ownership. However, it is also important to know that after a certain number of miles, the cost of policies do tend to increase. This gives a buyer just enough time to think about the extent of coverage that is necessary.

Another tip to keep in mind is that the buyer should be able to give the policy booklet a thorough look-through and if a policy is purchased, he or she should be able to take the booklet home immediately. Knowing the ins and outs of the plan to be purchased is absolutely necessary. Otherwise, aspects that are important to the buyer could unknowingly be omitted and the buyer could be unaware of other features.

In addition to this, buyers should familiarize themselves with the exclusions and limitations of the policy. For example, some policies will not cover overheating of a vehicle. Others will only cover mechanical breakdown, which is when mechanical parts spontaneously break. Thus, if a part simply wears out because it is old, this will probably not be covered in the plan and could leave the driver with a hefty expense.

A consumer should make sure that the warranty approves the repairs by the shop he or she typically visits. Some policies have limitations on where the vehicle can be taken for repairs and this could mean that a buyer will have to visit a mechanic he or she is not familiar with and does not trust. It is simply better for peace of mind and convenience if the trusted shop is included in the plan.

Having an extended warranty can provide great benefits to car owners. For the most part, they will save many repair expenses in the end and the policy will provide a sense of security. However, specifications and stipulations tend to vary greatly from warranty to warranty, so this is not the time to make an impulse buy. You really have to do the research and know the policy inside and out to make sure that it is right for you before it is purchased.

This article was written by Auto Warranty 411.

Auto Warranty 411 advises all Car Warranty buyers to write down the name of the administrator that is offered by other auto warranty companies. Then call Auto Warranty 411 and they will sell you the exact same policy for $100`s less.

Auto Warranty 411 has the best internet marketing company in the world and their leads are free. Other Auto Warranty Companies spend $100`s of dollars on marketing and have to add that price to the cost of the warranties they sell. So try out what is suggested and save money.

What You Need to Know About Extended Car Warranties

What you need to know about Extended Car Warranties


When you purchase a new car, you will be provided with an auto warranty for a certain period, usually 3 years or for 36,000 miles. When these warranties expire, you will have to pay the necessary repairs on your vehicle. To help in reducing the amount of money you will have to pay, you may consider extended car warranties. These extended warranties are a contract between a warranty company and the car owner that covers the repairs of the vehicle for a given duration. It is a good option because it offers protection to you in case you encounter emergency repair costs.

You will be required to make a decision between manufacturers and after markets when you are considering purchasing extended car warranties. The manufacturers warranty is provided by an authorized dealer and comes with similar features to the original warranty that you bought your car with. In case of any repairs, you will be required to take the vehicle to a dealer so that they can carry them out. The aftermarket warranty provides you with flexible options. You may take your vehicle to a dealer or a certified facility for repairs. The repairs will be carried out after the repair shop has been given the authorization by the warranty administrator. Some of these companies will pay directly to the repair shops while others will require you to foot the bill and then they will reimburse you as required.

In order to determine if you need extended car warranties, you need to check out the situation of your vehicle. Some of the things you need to consider include the time that you will keep the car after the original warranty has expired. If you are planning to have it for a long time then you need an extended warranty. If you have another cover, there is no need for you to duplicate it, therefore you should find out if there is any before you purchase an extended one. The other things you need to look at include your ability to foot unexpected repair costs. If you are not prepared for them then it is advisable you look for a number of extended car warranties before making a selection of the one that will best fit your needs. The reliability of the vehicle is also an important thing to consider. If the car is generally reliable, you might not need an extended warranty but if not then you should get one as soon as the original warranty expires.

Avoid Affiliates and Lead Generation Companies When Buying Your Car Warranty

So you've made it through the stress of buying a new vehicle, you haggled with the salesman, negotiated a price for the new car, they even let you feel like you beat them up for a good trade in price and your about to get your keys and ride home in your nice new car but wait! You have to stop and see the finance manager. This seems pretty harmless he’ll make you feel like a rock star as he asks you for your autograph 53 different times, the champagne is chilling…. But wait there’s options and one of them is would you like to purchase an extended auto warranty?


Now this sounds great with an extended car warranty you’ll get extra coverage, an extra piece (peace) of mind if something happens to the car that they just spent a good amount of the day telling you was the greatest machine ever built and if you pay even more for it they’ll guarantee this great expensive machine just a little more. now after the stress endured from shopping and haggling the extra warranty is enough to make my wife jump at a few extra dollars for them to guarantee an expensive machine that was the highest of technology when they were telling you the price, but then they back peddle and contradict themselves and tell you it's a good idea if you pay extra for them to cover THEIR product! How does this work? What’s next? Will the supermarket charge me more to guarantee that the steak I just bought will stay fresher longer and be more tender even though I paid top dollar for it?

Now as always I'll probably be misinterpreted as an angry negative kind of guy and despite what my wife says I’m not. I’m skeptical for myself and all the rest of the hard working people like myself, so they say they gave me a good deal on the car close to the msrp and they aren't making any money on the deal (when that line comes out I start rolling up my pant legs because it's getting deep) and I’m not totally against auto warranties but lets call it what it really is you pay more for them to guarantee their product.

In closing some people swear by the car warranties offered by dealers and yes if you get a lemon it's covered and you will be safe from costly repairs. All I’m saying is that for what cars are costing these days I think that the dealers and manufacturers should at least be honest and say “yes there’s a chance we screwed up somewhere and we’ll get you insurance against us if it breaks down.

Truth and honesty in sales and America.. All right now I’m dreaming.

Extended Auto Warranties Keep You On The Road

Extended Auto Warranties Keep You On The Road
by Jonathan Jacob

Not preparing for automobile breakdowns compounds the issue and puts most people in a jam when they do finally breakdown on the side of the road. We depend on our vehicle`s to get us to and from work and to bring our kids to school, not having our vehicle can cause chaos in an otherwise routine arena.

A new car Factory Warranty covers a vehicle for a few years but most breakdowns occur after that coverage has expired. Luckily Extended Car Warranties are sold for those of us that want protection from unexpected engine failure or mechanical breakdown. We are going to go over what a driver needs to understand when they search for an Extended Auto Warranty

All Auto Warranties have different levels of coverage and drivers need to understand what level is right for their vehicle. Powertrain Warranties only cover major repairs like the Transmission or motor. Cars now a days have many high-tech parts and electrical components within the internal computer, if you qualify for a warranty that covers these parts it may be a good idea to pay a little more to have more coverage. Scheduled maintenance is required and may void your coverage if you fail to keep up on it and wear and tear items are almost never covered in Extended warranties.

A good Extended Warranty will allow you to use your policy at any ASC certified mechanic and most important will pay the repair facility over the phone with a corporate credit card. Some policies require the policy holder to pay the facility upfront and then reimburse them later. This defeats the purpose of not having to pay out of pocket expense`s

Most drivers will agree that it is much easier to pay a low monthly installments than to suddenly have to cover a several thousand dollar repair bill in one day. Even customers that are financially sound appreciate the ability to purchase an extended auto warranty in an effort to save money. Replacing an engine or a transmission is often not a realistic option for many of us, but having extended coverage makes it easy to handle. Pricing for extended auto warranties is remarkably low, and they certainly are much less than the potential expenses associated with repairing a multi-component breakdown.

Find out more about auto warranty companies , then visit Jonathan Jacob's site on how to choose the best used car warranties for your needs and your vehicle.

How To Choose An Extended Vehicle Warranty

By: David

Extended warranties allow you to have your vehicle covered after the manufacturer's warranty has expired.

With an extended car warranty, you can avoid unexpected expenses due to a vehicle breakdown or malfunction. The main levels of auto warranty coverage are bumper-to-bumper, full comprehensive, powertrain or powertrain enhanced coverage. Each level of coverage has more or less overage than other policies.

Bumper-to-Bumper Coverage auto warranty plans are the most comprehensive available. However, despite the name, a bumper-to-bumper plan does not necessarily cover every part of your automobile. A comprehensive extended warranty plan covers most auto parts, and these will be specifically listed on your policy. With a Powertrain Coverage you can protect your vehicle's powertrain i.e., the engine, transmission, drive shaft and drive axle. Again, as with the bumper-to-bumper and comprehensive options, the parts covered will depend on the specific policy.

So in choosing an extended warranty plan, you have the three main types of options listed above, and for each of these categories you will have a wide variety of specific plans to choose from.

A lower cost powertrain car warranty may cover the engine and transmission. A more comprehensive type of powertrain plan could include all of the above plus the drive axles and shaft, and the electrical components. Generally, the more comprehensive plans will cost more, but prices can vary widely from company to company due to competition and other factors.

Choosing the right extended car warranty will depend on your budget, and also how much peace of mind you require. You might want to consider the history of your car, and its general reputation for reliability when choosing a plan. Also the mileage and wear-and-tear on the vehicle are important considerations. A more comprehensive extended warranty would be needed if you have a longer than usual roundtrip from work and back.

You also should take into account the provider of the extended car warranty as the quality and reliability of service can vary significantly. Use companies with industry standard credentials and that have memberships in professional business associations like the Better Business Bureau. Do your own homework into a warranty companies reputation and ask for references. The internet is a great place to find information on practically any provider.

Carefully read over the fine print of any policy before making a final decision. Makes sure you know exactly what coverage is included and if any exceptions apply.

About the Author

Extended Car Warranty Company US Direct Protect has top coverage and the best rates. Purchase an Extended Auto Warranty with peace of mind because US Direct Protect is a member of the BBB. US Direct also has the fewest complaints of any Warranty seller in the entire Industry.

(ArticlesBase SC #3201433)

Article Source: http://www.articlesbase.com/ - How To Choose An Extended Vehicle Warranty

US Direct Protect Writers Gain Expert Status

The writer`s at US Direct Protect, a group of Industry experts that team fro US Direct Protect to improve the industries reputation by pointing out the service that US Direct Protect and Car Service Contract dot come provide. Hassle free policies that are priced $200.00 to $300.00 cheaper than any other seller of auto warranty company or vehicle service contract provider.

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Nothing Is More Inconvenient Than Your Car Breaking Down

By: David

As much as we depend on our vehicles to get us to and from we need to prepare for the day the check engine light comes on, or fluids start leaking. Cars now have high-tech parts that cost a fortune to fix and most repair facilities charge $100.00 an hour.

What is a car owner to do? Basically, the best course of action is to get an extended warranty on your car. This will be a wise investment for your car because it covers future repairs. In the event that you have car trouble, you won't have to worry about how to pay to fix it, take out a loan, or add to your credit card debt. Most Extended Warranties have other services they provide such as roadside, rental, towing and lockout at no additional cost. The extended warranty also adds to your vehicle's value, which can be a worthwhile investment when you decide to sell it.

A type of warranty for you to think about getting is known as an aftermarket extended auto warranty, also known as a vehicle service contract. These warranties kick in after the factory warranty has expired on your new car, and releases you from responsibility when it comes to auto repairs. If you purchase an aftermarket extended auto warranty, you will continue the maintenance protection on your car that you had under the factory warranty. When you have a vehicle service contract, if your vehicle suffers an unexpected breakdown, either you or the designated repair shop are paid to repair the mechanical failure, including the parts and labor.

Be mindful of the company you choose for your extended warranty or vehicle service contract. If it`s to good to be true, it most likely is a low rated Warranty company that will avoid paying claims when your vehicle fails. Make sure you do a little home work and check referance`s, your looking for friendly but quick. You don't want to trade the headache of dealing with unexpected expensive car repairs for the headache of dealing with a difficult warranty company.

In short, one of these types of warranties is the absolute best bet that a car owner can make in order to preserve the life of their vehicle and prevent themselves from going into debt just to keep it running.

About the Author

CarServiceContract.com is the best place to shop for the best extended warranty. Auto Warranties are there business and getting you the best policy at a great price is there mission. Visit CarServiceContract.com to receive a quote on your vehicle today

(ArticlesBase SC #3043319)

Article Source: http://www.articlesbase.com/ - Nothing Is More Inconvenient Than Your Car Breaking Down

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US Direct Protect Article.

The Peace of Mind an Auto Warranty Will Bring You

By: David

Anyway that you look at it, a vehicle new or used is a huge deal.Everybody plans for their car payment, their car insurance, gap insurance, scheduled maintenance but for some reason planning for when the vehicle fails gets left by the side of the road. There are very few things that can kill your vacation savings like a broke down vehicle will. The best way to plan for this is to purchase an extended warranty.

Stop Living in Fear

A car is something that isn't optional for most people. Reliable transportation is critical, especially if you have a job to get to every day, children to ferry around and other responsibilities to attend to. It often seems like a car's mechanical woes begin as soon as its manufacturer's warranty expires. From there on out, you have to live in fear of breakdowns and other issues. Going through all that is not necessary, with a high rated vehicle service contract that protects you?

Breathe Easy with an Extended Car Warranty

Even if you are conscientious about taking care of your vehicle's routine maintenance, there's no guarantee that it will keep running like a champ. Expecting the unexpected is critical, especially if you want to live with as little stress as possible. With a top of the line Car Warranty in toe, you can have a vehicle without the fear of repair bills corrupting your peace. The best part is, that peace of mind can be yours for an incredibly low price. Because most sellers will break the payments into low monthly installments to be paid over a year.

Extended Warranties Make Sense

As much as you rely on it, your vehicle is one thing that you should protect at all costs. Keeping it as long as you can is a very smart move financially - Huge breakdowns will dismantle your schedule. The bottom line is, if you own a vehicle, an extended warranty is a worthwhile investment. The peace of mind that the right car warranty will afford you is absolutely priceless. Don't let worries about car repair problems keep you up at night - invest in a vehicle service contract today. be honest with yourself, has any of your vehicle`s not had a failure of some kind. Its when will your car have failure, not will it.

About the Author

Extended Auto Warranty provider US Direct Protect has top level coverage and low rates. Purchase an Extended Warranty with peace of mind because US Direct Protect is a member of the BBB.

(ArticlesBase SC #3042062)

Article Source: http://www.articlesbase.com/ - The Peace of Mind an Auto Warranty Will Bring You

When is a vehicle service contract not worth it?

Vehicle service contracts can be great investments in the well-being of your automobile. However, it is important to also consider times when they are not a worthwhile investment. Like any type of extended warranty, certain factors come into play when deciding to purchase a vehicle service contract.

How long will you keep the vehicle and how old is it?

A vehicle service contract is a great investment for a car you intend to take care of for more than a year or two. But if you like to trade in your car every year, a vehicle service contract may not be a worthwhile investment. Also, consider how old your car is. If it is a brand new car and you will be trading it in within two years, you may already have an extended warranty on the car that will cover most repairs.

Does it add to the existing warranty?

There is no reason to sign up for a vehicle service contract if your new car comes with a warranty that offers the exact same coverage. However, it can be a good idea if it offers additional protection that is not covered by the manufacturer’s warranty. Check the terms of the vehicle service contract and compare them to the terms of your car’s manufacturer’s warranty first.

Can you follow the strict maintenance schedule?

Often, a vehicle service contract will insist that you follow the car’s maintenance schedule for things such as tire rotations and oil changes. If you do not follow this schedule strictly, your coverage may be denied. If you do not think you can adhere to the schedule, a vehicle service contract may not only be a bad idea – it may not be an option at all.

Where can you have repairs done?

There are vehicle service contracts that allow you to go to any repair shop, and there are others that restrict you to certain shops. Make sure you pay attention to this portion of the contract. If you are planning on taking this vehicle on a road trip, you may want to make sure you can take it to any shop that you can get to, or you may be out of luck should something happen.

David Cunningham
Expert Author in Extended Warranties

As certian as death and taxes are auto repair bills

As certian as death and taxes are auto repair bills. Having children can be less expensive. With car payments and insurance, you have alot of expenses. When an unexpected yet inevitable repair bill arrives, your savings can fall apart overnight.


Thanks to US Direct Protect, the cost of breakdowns and repairs can be one less worry in your life. A licensed software research tool gives Direct Protect real time access to the lowest rates offered by six of the top-rated insurers. Their high volume of business means affordable premiums on policies you won't find anywhere else. Result? You get the best extended warranty at the lowest possible price.

A national company with three years in the business and a consistent B+ or higher BBB rating, US Direct is a front-runner in the brokerage of auto warranties and vehicle service contracts. US Direct Protect is a proud member of the Vehicle Protection Association. With US Direct Protect you can rest assure your Automobile repair bills are covered. Warranties are fully insured and all premiums are held in a US-regulated reserve account used only for future claims.

At US Direct Protect, the goal is to provide you with peace of mind and great savings. Their proprietary software means they'll match your needs and budget with a sound and affordable plan. Why pay hefty commissions to dealerships or other third-parties when US Direct Protect offers Bumper-to-Bumper, Full Comprehensive, and Power Train warranties for new and used cars, trucks, and SUVs?

US Direct Protect Extended Warranties make it easy to get your car fixed and back on the road. You will be towed to an ASE-Certified repair shop to have the failure looked at in the event of a breakdown. The facility then contacts a claims administrator to authorize the work.

Industry-standard pricing means all service facilities are paid fairly for their work. The bill is paid directly by corperate credit card to the repair facility and then you are on your way.

The beauty of US Direct Protect Car Warranties is that you can have your car serviced at any ASE-Certified service provider anywhere in the country. You're covered for emergencies at home and on the road. Take the car to your dealership, another dealership, jify lube ect.

Choose a deductible, the level of coverage and the finance term. It doesn't matter how many repairs your car needs when you take it in for a fix. on any visit you will only pay the deductable once. What's more, the special Wear and Tear policy covers parts and components that need premature replacement, even when they're not yet broken.

Why take chances on car breakdowns when an extended auto waranty can eliminate unexpected expenses and service-related hassles? Especially with older cars, smart consumers are learning that even though car repairs are a fact of life, they can plan ahead.
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Submitted by a US Direct Customer

When I purchased my last used car, it did not come with an extended warranty. I came to the conclusion that it would be a prudent idea to invest in a car warranty . The dealership did offer me a warranty option but it looked to be too expensive for too little benefit. I regret passing on their offer. The extended auto warranty I purchased was awful. The company took my money and then did not pay for any of the 4 claims I filed. I ended up having to contact the state attorney general to get a partial refund and found out the company went chapter 11! Well, I decided that I needed to do my homework on Vehicle Service Contracts. There was no reason that I should not have last time and after my last experience, I was in no mood to get burned again. I read through dozens of consumer magazines, website, car buying guides and even testimonials. I scoured the public library, internet and even the phone book! Extended auto warranty companies are everywhere. However, most ended up having a terrible track record and scary customer service stories from their customers. These companies almost made me consider giving up on trying to purchase a car warranty. Finally, I found a review website that said US Direct Protect would not take me to the cleaners. They also had a high rating on the BBB. The reviewer stated that they had several extended auto warranty plans through this company and would buy again.I decided to call them and see if they were the real deal. After I called the number, a gentleman Answered and he asked me how I was doing and how he could help me. Not only was he and professional but he was quick and honest to his word. He ensured that I had a quote within ten minutes and stayed on the line to help me understand why Us Direct Protect was the best choice. I called back several days later and a another woman picked up the phone and assisted me in the exact same way that the young man had! They went over the all the levels of coverage options that they had available and I picked out the one that fit me best. This level of transparency and salesmanship is rarely seen anywhere. Thankfully, Us Direct Protect was there to sell me my warranty!

The uses of car service contracts are provided in a very simple way which is not listed in many of the other car warranty blogs like we do here. We list how a contract is helpful for the owners of the vehicle to lower their large amount of expenditure in case of any damage, defect or repair on the car. The time details of the blog posts are also listed clearly at the end of the blog. This blog clearly compares both the car warranties and car service contracts and provides the details on how car service contracts are better than car warranties. These types of comparisons are usually not found in many blogs. It also elaborates the practical situations of many people where they were able to save a large amount of money using the extended car warranties. These practical examples are not commonly found in other blogs. The details are scarce and the smoke screens are many.

How To Know What Extended Warranty Is the Best

The best car warranty depends on a few things. How much do you drive? How long do you plan to keep your vehicle? If you plan to keep your vehicle for many years and you have under 80k miles you qualify for a Full Comp plan or a Powertrain Enhanced. If your over 80k you can still get a Powertrain Enhanced or a Powertrain Warranty. Many Auto Warranty Companies can be found on Google to give you a free quote but make sure the company that you choose to make the purchase from has at least a B on the BBB. There are many Extended Auto Warranty Companies that sell uninsured policies that rarely pay claims.

How Do You Pay For A Car Warranty

When You go to purchase a Car Warranty there are 2 ways to pay. First , you can pay the whole policy off at the time of purchase. Usually there will be some kind of incentive to do this. Most customers pay for there car warranty with installments. Most Auto Warranty Companies set the customer up with interest free financing through a 3rd party Finance Company. After the down payment of usually 10%, the customer would pay the remainder in 12, 18 or 24 months.