One of the most common questions car owners ask themselves is whether they should purchase an extended car warranty for their new or used vehicles. These warranties cover a number of things and it is very important for the users to consider what they want covered before they sign for an extended warranty. Most of the providers offer warranty programs that are almost the same, with a period of up to 7 years.
When they have purchased a vehicle, the users need to consider extended car warranty as it will save them from paying extra cash when the vehicle breaks down. The warranty is necessary even when the users feel like everything is running smoothly. This is because things might happen without any warning or the vehicle might need a replacement of one part or the other when the users least expect it to. It is important that the users consider the type of parts that may be costly than the warranties they are thinking of purchasing because this will influence their decision on whether they should take the extended car warranty or not. Incase the replacement of the part will cost more than the warranty and then they should purchase it and vice versa.
It is essential to keep in mind the fact that there is no correct answer when it comes to selecting an extended car warranty program. It will all depend with the needs of the car owner. There are many areas where these warranties can be purchased from and it is up to the car owners to research on the various programs available in order for them to make the right decision. Some of the providers will offer affordable programs in addition to other services such as warranty for the old vehicles with a number of mileages on the odometer. Others get rid of the users worry when it comes to paying out of pocket costs as they provide prepaid scheduled maintenance plans while others have coverage for the wear and tear for specific parts of the vehicle such as the belts, brake pads, spark plugs and many others.
It is also helpful to keep in mind that most of the extended car warranties are transferable and when users are planning to sale their vehicles, it would increase their resale value. Of importance when researching on these products, the users should find out more information on the provisions so that they can have the adequate information to make an informed decision.
Showing posts with label extended car warranty. Show all posts
Showing posts with label extended car warranty. Show all posts
Thursday, January 13, 2011
Wednesday, December 29, 2010
Keeping Repair Costs Minimal with a Car Warranty
Keeping Repair Costs Minimal with a Car Warranty
There are a lot of headaches that go into car ownership that are both assumed and surprising at times for an automotive owner. Cars are not perfect machines in that they do tend to break down over time due to wear, tear, and mileage. Getting a sufficient car warranty can be one useful way of keeping repair and other costs as low as possible. Don’t be caught off guard and unable to pay for repairs by getting one of these deals.
Shopping around for the best kinds of warranty coverage packages will include the choice of four major areas. Each of them has their own drawbacks and positive aspects that make them affordable and useful to their owner. These varieties of warranties include the powertrain, enhanced powertrain, bumper to bumper, and full comprehensive plans. Dealerships will usually have the warranty attached to a car sale but these will need replacing after a certain period of time.
Bumper to bumper coverage is the first kind of warranty that people should look into getting. Bumper to bumper coverages usually include more than technical problems with the car as they are more geared to helping a person when the car actually breaks down. These coverages protect a motorist from high towing expenses, offers clients roadside assistance, and can even get them money for extended trips and rental cars.
Drivers who are not eligible for bumper to bumper coverage need not fear because full comprehensive warranties exist to help fit the personal needs of clients. In most of these varieties of warranty agreements, people have the option of getting the exact types of coverage they desire while being able to leave out what is not needed. Because of this, comprehensive warranties work best for people who have a limited budget to spend.
The powertrain warranty is the next type of extended car warranty to look into getting and, for most people who know a thing or two about automobiles, is one of the most sought after varieties of insurance. A powertrain warranty covers the entire major functional components of the engine. These major components include the transmission and the engine, which will cost the most when they need to be fixed.
Alongside the powertrain warranty, the enhanced powertrain warranty is an add-on to the older coverage package. The only differences that exist between the two are price and the amount of pieces of hardware covered in the car. The price for this variety of package will be a little higher because it covers more pieces of equipment. These pieces of equipment include all the power and electronic instruments found around the automobile.
Getting the very best car warranty package has its upsides in that it can spare a car owner excessive fees that most garages charge for their work. By paying a low monthly fee, people have the option of paying a lower price, if anything, for all maintenance, repairs, and miscellaneous expenditures that arise with car ownership. Shop around and look through each company’s varieties of packages and select the one that fits with a lifestyle.
There are a lot of headaches that go into car ownership that are both assumed and surprising at times for an automotive owner. Cars are not perfect machines in that they do tend to break down over time due to wear, tear, and mileage. Getting a sufficient car warranty can be one useful way of keeping repair and other costs as low as possible. Don’t be caught off guard and unable to pay for repairs by getting one of these deals.
Shopping around for the best kinds of warranty coverage packages will include the choice of four major areas. Each of them has their own drawbacks and positive aspects that make them affordable and useful to their owner. These varieties of warranties include the powertrain, enhanced powertrain, bumper to bumper, and full comprehensive plans. Dealerships will usually have the warranty attached to a car sale but these will need replacing after a certain period of time.
Bumper to bumper coverage is the first kind of warranty that people should look into getting. Bumper to bumper coverages usually include more than technical problems with the car as they are more geared to helping a person when the car actually breaks down. These coverages protect a motorist from high towing expenses, offers clients roadside assistance, and can even get them money for extended trips and rental cars.
Drivers who are not eligible for bumper to bumper coverage need not fear because full comprehensive warranties exist to help fit the personal needs of clients. In most of these varieties of warranty agreements, people have the option of getting the exact types of coverage they desire while being able to leave out what is not needed. Because of this, comprehensive warranties work best for people who have a limited budget to spend.
The powertrain warranty is the next type of extended car warranty to look into getting and, for most people who know a thing or two about automobiles, is one of the most sought after varieties of insurance. A powertrain warranty covers the entire major functional components of the engine. These major components include the transmission and the engine, which will cost the most when they need to be fixed.
Alongside the powertrain warranty, the enhanced powertrain warranty is an add-on to the older coverage package. The only differences that exist between the two are price and the amount of pieces of hardware covered in the car. The price for this variety of package will be a little higher because it covers more pieces of equipment. These pieces of equipment include all the power and electronic instruments found around the automobile.
Getting the very best car warranty package has its upsides in that it can spare a car owner excessive fees that most garages charge for their work. By paying a low monthly fee, people have the option of paying a lower price, if anything, for all maintenance, repairs, and miscellaneous expenditures that arise with car ownership. Shop around and look through each company’s varieties of packages and select the one that fits with a lifestyle.
Friday, November 5, 2010
Tips For Buying Extended Car Warranty
Tips to Buying Extended Car Warranties
Buying an extended car warranty isn't different from buying a car, it involves the same stress, foot work and head-turning pile of literature to go through. However it is all worth it as the right choice will help you sail through the duration of ownership of the car. Driving a car is definitely more fun than owning one with all those bills and car service expenses. However with extended car warranties, owning the car would come closer to driving them. So let's see what will set the tiger roaring i.e getting the best extended car warranty for car owners.
An extended warranty will depend on the kind of car you own, the mileage, the engine and other specifications. Also to a certain extent the manufacturer's car warranty that your car is covered under. All these factors go a long way in determining the type of extended car warranty that you are going to get. Other factors are influenced by the course you take in choosing the best extended car warranty from those offered to you.
Read through the following tips to get the best extended car warranty and thus the best coverage deal for your car.
Never buy the first one – Never buy the first extended car warranty that comes to you, wait, research, evaluate and then decide. The first one that will proposed to you will most likely be from the dealer himself who instead of thinking about your profit is more interested in making a heavy profit on the sale. Dealers have great margins in extended car warranties.
Never buy from the Dealer – This is a tip off of the first one and has the same reasons.
Look for Third Party extended car warranty providers – Third party extended auto warranties are the best ones to go for as they most of the time only have the best interest of the car owners in mind. Third party car warranties offer enough choices in the extended car warranty policies.
Find About the Coverage Areas – After deciding on the kind of extended car warranty for your car, it's time to get under the covers – not literally but under the coverages. Don't get worried we are talking about the areas covered in the extended auto warranty that you have purchased. If it's bumper-to-bumper then it will have some specific parts covered. Power-terrain car warranty policy will have include other parts of car and so on.
Deductibles – Don't buy the extended auto warranty without having full knowledge about the deductibles. Deductibles are what the car owner has to pay either per visit or per repair to the extended car warranty company.
Mode of Payment – An Extended auto warranty will be sold to you and you have to pay for it. But there are different modes of payment that you can avail for paying up for the car service contract. These could include annual payments, biannual, or monthly payments. You can decide according to your estimate, judgment and of course the budget about how will you make the payment.
Other than the above tips, make sure you're always on the alert about any offer made by the extended car warranty providers and be well educated on the subject of car warranties, cars. Also have a clear picture of what you need for your car to avoid being misguided by the car warranty provider.
Friday, September 24, 2010
Aspects To Consider In Finding The Best Extended Car Warranty
Aspects To Consider In Finding The Best Extended Car Warranty
by Pat Moore
Nobody wants to have to worry about their car constantly being in need of sudden, expensive trips to the mechanic. For a car owners peace of mind, there is a wide range of extended warranty packages accessible for protection from these costs. However, choosing the best car warranty requires a little research, because a buyer can easily get stuck with too much or not enough coverage.
Potential factors in choosing a car warranty are age, model, and previous owners. For example, it is probably not crucial to buy another warranty package for a new vehicle because they do come with original coverage. However, when looking into the history of a used car, decide whether a car seems to be vulnerable to unpredictable damage - this is a case where an auto repair warranty is probably a wise investment.
A buyer should then decide roughly how long a car will be kept. Some vehicles are temporary replacements, while others are long-term family investments. The more impermanent vehicles, obviously, will need a less extensive time on their warranty. Meanwhile, a car owner with a longer intended ownership might want to splurge on a longer coverage package. Choosing too long of a deal can be a definite culprit of causing a buyer to spend too much.
The terms and conditions of a contract must also be read through thoroughly to avoid consistent, expensive bills. Many contracts have extremely high deductible rates, and these should probably not be warranties to consider buying. There are plenty of policies offered with zero or very low deductible rates, so a buyer should always be sure not to end up racking up bills from visit to visit. Even new cars require general maintenance, and paying an expensive fee for this should not be an option.
If a buyer is looking for a few specific features of a warranty, he or she should know that roadside assistance and car towing should be free in a good policy. These often come with lock-out coverage as well. A good plan is also transferable between owners and is in effect immediately, especially if the owner plans to sell the car eventually. There are also situations where a rental car might be needed, so free car rental is a big feature to look for in a plan as well.
A person who is in search of the best car warranty for his or her vehicle definitely has to do some research. Whether or not the vehicle is new, the intended use of the car, and the deductible are all substantial aspects in the buying process. Without considering such details, the buyer will most likely end up overpaying.
Car warranties and Vehicle Service Contracts are US Direct Protect and Car Service Contracts specialty. They meet or beat any Extended Car Warranty offer. They have an A on the BBB so you can purchase with peace of mind. US Direct Protect uses licensed software to shop for the best rates. Visit today for a free quote.
by Pat Moore
Nobody wants to have to worry about their car constantly being in need of sudden, expensive trips to the mechanic. For a car owners peace of mind, there is a wide range of extended warranty packages accessible for protection from these costs. However, choosing the best car warranty requires a little research, because a buyer can easily get stuck with too much or not enough coverage.
Potential factors in choosing a car warranty are age, model, and previous owners. For example, it is probably not crucial to buy another warranty package for a new vehicle because they do come with original coverage. However, when looking into the history of a used car, decide whether a car seems to be vulnerable to unpredictable damage - this is a case where an auto repair warranty is probably a wise investment.
A buyer should then decide roughly how long a car will be kept. Some vehicles are temporary replacements, while others are long-term family investments. The more impermanent vehicles, obviously, will need a less extensive time on their warranty. Meanwhile, a car owner with a longer intended ownership might want to splurge on a longer coverage package. Choosing too long of a deal can be a definite culprit of causing a buyer to spend too much.
The terms and conditions of a contract must also be read through thoroughly to avoid consistent, expensive bills. Many contracts have extremely high deductible rates, and these should probably not be warranties to consider buying. There are plenty of policies offered with zero or very low deductible rates, so a buyer should always be sure not to end up racking up bills from visit to visit. Even new cars require general maintenance, and paying an expensive fee for this should not be an option.
If a buyer is looking for a few specific features of a warranty, he or she should know that roadside assistance and car towing should be free in a good policy. These often come with lock-out coverage as well. A good plan is also transferable between owners and is in effect immediately, especially if the owner plans to sell the car eventually. There are also situations where a rental car might be needed, so free car rental is a big feature to look for in a plan as well.
A person who is in search of the best car warranty for his or her vehicle definitely has to do some research. Whether or not the vehicle is new, the intended use of the car, and the deductible are all substantial aspects in the buying process. Without considering such details, the buyer will most likely end up overpaying.
Car warranties and Vehicle Service Contracts are US Direct Protect and Car Service Contracts specialty. They meet or beat any Extended Car Warranty offer. They have an A on the BBB so you can purchase with peace of mind. US Direct Protect uses licensed software to shop for the best rates. Visit today for a free quote.
Monday, September 13, 2010
Used Car Warranties and What They Do For Your Budget
Used Car Warranties and What They Do For Your Budget
by Rita Jean
Picture this. Your car breaks down on the way to work. You reach into your glove box and pull out your extended warranty policy and call the number for roadside assistance. You get towed to the repair facility of your choice. Here the mechanic informs you that your car has multiple failure. The mechanic calls in the claim and a $2600.00 repair bill is paid.
Most people are aware that their new car has a bumper to bumper warranty, but the importance of that coverage is often taken for granted. Even though a new car recently rolled off a sophisticated assembly line, and it was inspected before it was shipped to the dealer several internal operating issues can develop and repairing them can be expensive.
A warranty protects the buyer from the inflation that often occurs within the car industry. Labor and auto costs are constantly increasing due to insurance rate increases, garage rent, and maintenance costs, plus the price escalation of auto parts due to supply and demand as well as other factors.
Believe it or not, those things alone are good reason to have an auto warranty in place. Many times when a car breaks down much of it will be covered in the car warranty. Many people feel that an auto warranty is something they can live without and the truth is, this is simple not the case.
Thousands of dollars are saved each day by auto warranties. Having one is almost like having a savings account dedicated to keeping your car running. Car warranties are written for lay people to understand; normally it will only be a few pages to skim through while you have your morning coffee.
A car warranty can take the stress out of your day. With coverage, you won`t lie awake at night wondering how to replace the radiator in your car. You would be covered by a security blanket and be protected should you experience mechanical failure.
Anyone with an ounce of pride in their vehicle shouldn't go without protection for their vehicle. If you want to keep your car dependable, a warranty is the best way to ensure it works optimally. If you've read this far, but still don't have a warranty, buy one today and take pride in your car.
Having a plan when a break down occurs is better than not having one. These warranties are so easy to get and provide the needed coverage that is so valuable in today's paycheck world. Take action and get your car a warranty today while it is fresh in your mind. You will be protected if your car breaks down and you can rest knowing that you planned ahead.
Before buying an Extended Car Warranty this author recommends visiting US Direct Protect to receive the best coverage at the best price. They shop the top insurance carriers so you get a top shelf Vehicle Service Contract at affordable monthly pricing.
by Rita Jean
Picture this. Your car breaks down on the way to work. You reach into your glove box and pull out your extended warranty policy and call the number for roadside assistance. You get towed to the repair facility of your choice. Here the mechanic informs you that your car has multiple failure. The mechanic calls in the claim and a $2600.00 repair bill is paid.
Most people are aware that their new car has a bumper to bumper warranty, but the importance of that coverage is often taken for granted. Even though a new car recently rolled off a sophisticated assembly line, and it was inspected before it was shipped to the dealer several internal operating issues can develop and repairing them can be expensive.
A warranty protects the buyer from the inflation that often occurs within the car industry. Labor and auto costs are constantly increasing due to insurance rate increases, garage rent, and maintenance costs, plus the price escalation of auto parts due to supply and demand as well as other factors.
Believe it or not, those things alone are good reason to have an auto warranty in place. Many times when a car breaks down much of it will be covered in the car warranty. Many people feel that an auto warranty is something they can live without and the truth is, this is simple not the case.
Thousands of dollars are saved each day by auto warranties. Having one is almost like having a savings account dedicated to keeping your car running. Car warranties are written for lay people to understand; normally it will only be a few pages to skim through while you have your morning coffee.
A car warranty can take the stress out of your day. With coverage, you won`t lie awake at night wondering how to replace the radiator in your car. You would be covered by a security blanket and be protected should you experience mechanical failure.
Anyone with an ounce of pride in their vehicle shouldn't go without protection for their vehicle. If you want to keep your car dependable, a warranty is the best way to ensure it works optimally. If you've read this far, but still don't have a warranty, buy one today and take pride in your car.
Having a plan when a break down occurs is better than not having one. These warranties are so easy to get and provide the needed coverage that is so valuable in today's paycheck world. Take action and get your car a warranty today while it is fresh in your mind. You will be protected if your car breaks down and you can rest knowing that you planned ahead.
Before buying an Extended Car Warranty this author recommends visiting US Direct Protect to receive the best coverage at the best price. They shop the top insurance carriers so you get a top shelf Vehicle Service Contract at affordable monthly pricing.
Saturday, August 28, 2010
US Direct Protect Release`s 10th Press Release
US Direct Protect`s Expert writer`s ( As Classified by Ezine Article`s ) release there 10th Auto Warranty related Press Release. Their research and relentless drive to have US Direct Protect continue as an Industry leader is represented in their work. They are very thorough in their quest to present credible, accurate and relevant information. They continue to be an asset to US Direct Protect and to the Auto Warranty Industry by informing our readers of new products, the state of the Industry, and answering frequently asked questions on a daily basis.
Extended Car Warranty Company US Direct Protect Offers 150,000 Additional Mile Powertrain Enhanced Coverage
Extended Car Warranty Company US Direct Protect Offers 150,000 Additional Mile Powertrain Enhanced Coverage
Friday, August 27, 2010
US Direct Protect Writers Gain Expert Status
The writer`s at US Direct Protect, a group of Industry experts that team fro US Direct Protect to improve the industries reputation by pointing out the service that US Direct Protect and Car Service Contract dot come provide. Hassle free policies that are priced $200.00 to $300.00 cheaper than any other seller of auto warranty company or vehicle service contract provider.
Monday, August 23, 2010
US Direct Protect will be on TV
Well it is official. US Direct Protect will be on a very popular morning show in November to explain the various benefits of having an extended warranty.
We are not allowed to release the information but we will keep everyone posted.
I would like to thank Pria Singer for her letter to US Direct Protect. We are going to put this up on our website next week Pria outlines the claims process that she went through. She explains that she was very impressed the way everything was handled.
We are not allowed to release the information but we will keep everyone posted.
I would like to thank Pria Singer for her letter to US Direct Protect. We are going to put this up on our website next week Pria outlines the claims process that she went through. She explains that she was very impressed the way everything was handled.
Tuesday, August 17, 2010
Aftermarket Warranties And Levels Of Coverage
By: David
A lot of dealerships offer new and used car warranties. A lot of people do not get the extended warranty when they buy the vehicle and wait until the factory warranty expires or many 1000 miles after it expires. At this point it depends on the years and mileage of the vehicle to determine the best coverage available to you. There are many warranty companies who have agents that can explain the different levels of coverage still available to you.
Almost every extended auto warranty has different levels of coverage: bumper to bumper, comprehensive, and powertrain/powertrain enhanced. How long each of these items are covered will be outlined in each and every extended car warranty. Coverage is measured in time and miles. Coverage ends when you do the miles or the time expired.
The bumper to bumper coverage in any extended auto warranty is designed to cover most mechanical systems in a vehicle as well as smaller details, such as mysterious squeaks and rattles. Due to the fact that bumper to bumper coverage is so thorough, it also tends to be the most expensive. This is mostly true for long term warranties and older cars.
Comprehensive coverage is a step down from Bumper to Bumper. Besides covering the engine and transmision it may cover parts in the braking, cooling, A/C and electrical systems.
The powertrain section of an extended car warranty is designed to cover the motor, the transmission, and the drive axles. These components are subject to tremendous forces that it takes to propel vehicles, and thus are likely to experience wear and tear over time. Its no surprise that these specific parts are more expensive than any other part in the vehicle. Thankfully, most extended auto warranties offer lengthy powertrain coverage that lasts longer than bumper to bumper or comprehensive coverage. There are also Product Warranties that promise to cover the engine and transmission if you use there products in your oiltank and transmission fluid.
These Product Warranties are not noticed as Vehicle Service Contracts by the VPA. Most Legitimate Extended Warranty Companies will not sell Product Warranties to their customers. In general Product Warranties should only be purchased if your vehicle qualifies for nothing else.
About the Author
Extended Warranty provider US Direct Protect has top coverage and the best rates. Purchase an Extended Auto Warranty with peace of mind because US Direct Protect is a member of the BBB and the VPA.
(ArticlesBase SC #3060660)
Article Source: http://www.articlesbase.com/ - Aftermarket Warranties And Levels Of Coverage
Extended Warranty Company and Vehicle Service Contract Provider US Direct Protect Has Made Getting a Quote for Coverage Even More Simple
Tuesday, August 10, 2010
The Auto Warranty: Why You Need It
Submitted by Keri Smith
The Auto Warranty: Why You Need It
If you are driving down the road and another car hits you, rendering your car useless, your car insurance (hopefully) will cover the damages so that you can get back on the road. But if you are driving down the road and your transmission falls out, your insurance company might pay for the towing to a repair shop, but it is up to you to scrape together the money to have it fixed. In the meantime, you are off the road. This is where an extended auto warranty would come in handy.
What is an auto warranty?
An auto warranty could be considered “insurance” for the wear and tear on your vehicle. There are different types of coverage you can pay for, but the idea remains the same: sometimes, it does not take an accident to need auto repair.
How does an auto warranty protect you?
In the above situation, the used car warranty would pay for the repairs to your transmission. This would then allow you to have it fixed immediately, getting you back on the road as soon as possible without dropping a bomb on your financial world.
Do you need an auto warranty?
How often do you need your car? Every day? Do you have a family that needs reliable transportation? Besides the car, what about your bank account? A serious repair job on a car can empty your bank account and rack up large credit card charges very quickly. When you are supporting your family, you need the security of knowing that your repairs can be paid for.
By opting for the low monthly payment of an auto warranty, you provide yourself and your family with the financial peace of mind knowing that major problems with your car can be repaired quickly and easily.
The Auto Warranty: Why You Need It
If you are driving down the road and another car hits you, rendering your car useless, your car insurance (hopefully) will cover the damages so that you can get back on the road. But if you are driving down the road and your transmission falls out, your insurance company might pay for the towing to a repair shop, but it is up to you to scrape together the money to have it fixed. In the meantime, you are off the road. This is where an extended auto warranty would come in handy.
What is an auto warranty?
An auto warranty could be considered “insurance” for the wear and tear on your vehicle. There are different types of coverage you can pay for, but the idea remains the same: sometimes, it does not take an accident to need auto repair.
How does an auto warranty protect you?
In the above situation, the used car warranty would pay for the repairs to your transmission. This would then allow you to have it fixed immediately, getting you back on the road as soon as possible without dropping a bomb on your financial world.
Do you need an auto warranty?
How often do you need your car? Every day? Do you have a family that needs reliable transportation? Besides the car, what about your bank account? A serious repair job on a car can empty your bank account and rack up large credit card charges very quickly. When you are supporting your family, you need the security of knowing that your repairs can be paid for.
By opting for the low monthly payment of an auto warranty, you provide yourself and your family with the financial peace of mind knowing that major problems with your car can be repaired quickly and easily.
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