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Saturday, September 4, 2010

How To Choose An Extended Vehicle Warranty

How To Choose An Extended Vehicle Warranty

By: David

Extended warranties allow you to have your vehicle covered after the manufacturer's warranty has expired.

With an extended car warranty, you can avoid unexpected expenses due to a vehicle breakdown or malfunction. The main levels of auto warranty coverage are bumper-to-bumper, full comprehensive, powertrain or powertrain enhanced coverage. Each level of coverage has more or less overage than other policies.

Bumper-to-Bumper Coverage auto warranty plans are the most comprehensive available. However, despite the name, a bumper-to-bumper plan does not necessarily cover every part of your automobile. A comprehensive extended warranty plan covers most auto parts, and these will be specifically listed on your policy. With a Powertrain Coverage you can protect your vehicle's powertrain i.e., the engine, transmission, drive shaft and drive axle. Again, as with the bumper-to-bumper and comprehensive options, the parts covered will depend on the specific policy.

So in choosing an extended warranty plan, you have the three main types of options listed above, and for each of these categories you will have a wide variety of specific plans to choose from.

A lower cost powertrain car warranty may cover the engine and transmission. A more comprehensive type of powertrain plan could include all of the above plus the drive axles and shaft, and the electrical components. Generally, the more comprehensive plans will cost more, but prices can vary widely from company to company due to competition and other factors.

Choosing the right extended car warranty will depend on your budget, and also how much peace of mind you require. You might want to consider the history of your car, and its general reputation for reliability when choosing a plan. Also the mileage and wear-and-tear on the vehicle are important considerations. A more comprehensive extended warranty would be needed if you have a longer than usual roundtrip from work and back.

You also should take into account the provider of the extended car warranty as the quality and reliability of service can vary significantly. Use companies with industry standard credentials and that have memberships in professional business associations like the Better Business Bureau. Do your own homework into a warranty companies reputation and ask for references. The internet is a great place to find information on practically any provider.

Carefully read over the fine print of any policy before making a final decision. Makes sure you know exactly what coverage is included and if any exceptions apply.

About the Author

Extended Car Warranty Company US Direct Protect has top coverage and the best rates. Purchase an Extended Auto Warranty with peace of mind because US Direct Protect is a member of the BBB. US Direct also has the fewest complaints of any Warranty seller in the entire Industry.

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Article Source: - How To Choose An Extended Vehicle Warranty

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