Friday, November 5, 2010
Tips For Buying Extended Car Warranty
Tips to Buying Extended Car Warranties
Buying an extended car warranty isn't different from buying a car, it involves the same stress, foot work and head-turning pile of literature to go through. However it is all worth it as the right choice will help you sail through the duration of ownership of the car. Driving a car is definitely more fun than owning one with all those bills and car service expenses. However with extended car warranties, owning the car would come closer to driving them. So let's see what will set the tiger roaring i.e getting the best extended car warranty for car owners.
An extended warranty will depend on the kind of car you own, the mileage, the engine and other specifications. Also to a certain extent the manufacturer's car warranty that your car is covered under. All these factors go a long way in determining the type of extended car warranty that you are going to get. Other factors are influenced by the course you take in choosing the best extended car warranty from those offered to you.
Read through the following tips to get the best extended car warranty and thus the best coverage deal for your car.
Never buy the first one – Never buy the first extended car warranty that comes to you, wait, research, evaluate and then decide. The first one that will proposed to you will most likely be from the dealer himself who instead of thinking about your profit is more interested in making a heavy profit on the sale. Dealers have great margins in extended car warranties.
Never buy from the Dealer – This is a tip off of the first one and has the same reasons.
Look for Third Party extended car warranty providers – Third party extended auto warranties are the best ones to go for as they most of the time only have the best interest of the car owners in mind. Third party car warranties offer enough choices in the extended car warranty policies.
Find About the Coverage Areas – After deciding on the kind of extended car warranty for your car, it's time to get under the covers – not literally but under the coverages. Don't get worried we are talking about the areas covered in the extended auto warranty that you have purchased. If it's bumper-to-bumper then it will have some specific parts covered. Power-terrain car warranty policy will have include other parts of car and so on.
Deductibles – Don't buy the extended auto warranty without having full knowledge about the deductibles. Deductibles are what the car owner has to pay either per visit or per repair to the extended car warranty company.
Mode of Payment – An Extended auto warranty will be sold to you and you have to pay for it. But there are different modes of payment that you can avail for paying up for the car service contract. These could include annual payments, biannual, or monthly payments. You can decide according to your estimate, judgment and of course the budget about how will you make the payment.
Other than the above tips, make sure you're always on the alert about any offer made by the extended car warranty providers and be well educated on the subject of car warranties, cars. Also have a clear picture of what you need for your car to avoid being misguided by the car warranty provider.
Tuesday, November 2, 2010
Items to Consider When Deciding Between the Different Vehicle Warranties Available http://ping.fm/QjcHI
Items to Consider When Deciding Between the Different Vehicle Warranties Available
Items to Consider When Deciding Between the Different Vehicle Warranties Available
There are several important factors that will weigh on a person’s decision to choose the best type of extended auto warranty for their car and the length of coverage that will be needed. Not taking into account the full coverage on brand new automobiles, there are many points that must be considered when deciding between different vehicle warranties. This simple and quick guide will teach anyone what they must take into consideration while researching the different extended auto warranties.
First and foremost, basic coverage should be considered. Since cars and trucks today are made with better materials and technology, the life-span is much longer, and these basic warranties are taking this into consideration. Today, instead of the usual 12 month and 12,000 miles that are usually granted as coverage, many new basic vehicle warranties are guaranteeing protection for up to four years. These basic vehicle services contracts will cover parts such as the power windows, alternator, power steering, and the ignition switch.
Next, if the plan is to keep the car for more than three years, then extended auto warranties need to be evaluated. These warranties are designed to assist an owner in keeping the basic warranty for a longer period of time. This will result in both peace of mind, and much money being saved at the repair shop, as both parts and labor are usually covered.
Another important item to consider when researching different vehicle warranties is the anti-corrosion protection, especially if living in cold climate that gets a lot of snow where the roads are constantly covered with salt. This plan will protect a car against rust that might begin to make holes through the outer-body. These anti-corrosion vehicle warranties vary widely and are determined on a case by case basis, so be sure to get a clear answer from the policy provider before moving forward.
Finally, since safety issues on the road are becoming so much more important in today’s society, definitely take a look into safety restraint coverage. This extended auto warranty will typically cover the airbags, seat belts, rail assembly, and other safety components. Not every manufacturer will offer this type of vehicle services contract, and the length of coverage will certainly vary, so again be sure to speak with your policy representative to get clear and concise answers.
Though vehicle warranties do not cover all the parts and every aspect of a car, a person can easily save hundreds or thousands of dollars by investing in one of these plans. Obviously, no matter what type of vehicle services contract is selected, it is important to do the research and understand every detail before making a final decision. The above information should always be kept in mind during the search for a reputable car warranty company, and will result in a smooth process
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