Extended Warranty for Cars

Extended Warranty for Cars

An extended warranty on a car is simply a contract between the car owner and the car warranty company, where any repair costs you incur are covered by the company. Auto warranties are not a type of insurance. Far from it; they are simply a type of warranty that extends the original car warranty as offered by the manufacturer. So, essentially, if the car warranty you got when you bought the car was for four years, an extended car warranty can add two, three or more years to the warranty period, ensuring that you remain covered longer.

Buying extended warranties for the first time can be tricky, even confusing. You must understand what it is you want covered and then look for a warranty that provides this type of cover. Buying an extended warranty does not excuse you from buying auto insurance. You still to have your car covered under the best auto insurance policy you can afford, since these are two different products.

It is important to read through the contract of the warranty, in order to fully understand what is covered under the warranty and what is not. A good warranty contract will list all the services and parts covered under the contract. Be very wary of contracts that are vague or those that give a blanket sort of assurance. It is also common for a warranty contract to state the standard routine maintenance the car owner must stick to in order for the warranty to remain effective. Failure to do so may lead to a rejection of your claim application.

To ensure that you get the best deal on auto warranties, always buy your warranty from a reliable company. There are many car warranty companies selling warranties directly, without going through a dealer. By buying directly through a car warranty company or their agent, you get a better deal as the rate tends to be lower.

A lot of motorists are not sure whether they require an extended warranty, until they run high repair costs without one and realize just how much they could have saved. Buying extended warranties is pretty much like buying insurance. You are simply protecting yourself against a risk which might happen in the future. Much as this risk may never happen, there is still a 50% or more chance of it happening.

To lessen the strain of paying for extended car warranties, use the car rebate to pay for the warranty. This way, you won’t have spent a dollar on the warranty. This is for the lucky motorists who get rebates on new cars. If you are not so lucky as to get a rebate and do not have cash on you, you can finance your purchase. A lot of warranty companies provide zero percent financing, which can help you keep your car protected even when you do not have money on the ready.

The best time to purchase extended warranties on your cars is immediately after buying the car. A lot of motorists assume that as long as they have the manufacturer’s warranty, they can forego the extended one until the original warranty expires. However, the rates are higher when you buy an extended car warranty after the original one expires. You will save more if you buy extended warranties earlier, preferably when the original one is still in effect.

Do not worry if your car warranty has already expired. You can still get an extended car warranty. The same applies if you have bought a used car. However, most car warranty companies carry out inspections on used cars before selling auto warranties on them. This they do to ensure that the car is clean enough and bears no pre-existing mechanical issues. Usually, they will screen the car, which is basically checking for any mechanical problems.

If the car is found to have any problems, the company may refuse to sell you the warranty. In most cases though, all you have to do is get the car checked and repaired. If it passes the screen test this time round, the company will sell you the warranty.

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Finding a Used Car Warranty

If you feel your vehicle is not covered enough for future repairs, then you can approach a third party company who will provide you with ample options and coverage. Repair bills may not cost as little as you want them to cost. Anything might happen and you might have to face huge expenses for repairing your vehicle. You might be covered with the manufacturer’s original warranty, but that is not enough because sometimes repair expenses sky rocket. You must find an alternative, something to fall back on. To know more about the warranty provided by the original car manufacturer, you will have to read the manual thoroughly. Once you are sure of what protection your vehicle carries, you will know what you need to get extra cover for. So when you are taking cover from a company that provides additional warranty, then you must be perfectly aware of what you will need. There are plenty of companies who will provide you with auto warranty and all you have to do is approach them and choose the one that you think will suit all your needs. You are entering into a contract between that particular company and yourself, there is no one in between and no mediator. You can do an online research and choose a company that will provide you with auto warranty coverage. Once you take coverage from a company, you can keep the contract for a period of one month or so. If you are happy with their dealings, you can continue the contract and if not, you can request your money back.

When your auto needs to be repaired, you should find a company that you are comfortable with and then do the repairs. However, the premium that you have to pay for this insurance will depend on whether your car is old or new. If it is a new vehicle then naturally you don’t have to get expensive coverage, but if your vehicle is old then you will have to get a coverage that is much higher. However, if you do your calculations, then you will know that taking out insurance is much cheaper than paying for all the repairs out of your pocket.

When you approach the company and negotiate with them on the different policies and the coverage you have to pay for them, you will have to talk about the things that are covered in the insurance and those that are not covered. This will prevent any misunderstandings in the future. When you and the company know where you stand then everything is much easier. There are different levels of cover that will cover the electrical and mechanical components of your vehicle. So when you draw a policy name the components that are likely to go wrong or are more expensive to repair. Only the vehicle owner will know what could go wrong frequently in a particular make and model.

Most companies just cover repair bills and not the periodical changing of brakes, exhaust, tires and so on. In addition, they will not be paying for any intentional damages; they will investigate before they hand out the money.

The plans offered to you by an AutoWarranty Company will benefit you greatly because they are known for customer satisfaction and honesty in all their dealings. All you have to do is get in touch with them and they will help you with whatever you want. They also provide you with additional services so you always get the best when it comes to car warranties. Approaching this company will definitely get you the best deals and rates in the industry.

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Extended Auto Warranty

When you purchase a new car, although it comes with a factory auto warranty, in most cases for five or ten years, it is generally a limited warranty, and will not cover all damage or repair. Plus, when that time period expires, your car is not going to be covered at all. So, when you are considering the purchase of a new car, you also have to take into account the option of purchasing an extended auto warranty, from a private dealer, in order to have the full coverage you are looking for, and that your car deserves, so that you can protect this pricey investment. Not only will the extended auto warranty cover things that are not covered under the manufacturer warranty, but depending on the amount you purchase, and the time period purchased, you can protect anything from theft to auto accidents.

So, when you do purchase a new car, of course the manufacturer warranty is a great thing to have, especially if something occurs in the early years that you own the car, and it is the manufacturer's fault, or something that is covered under the warranty that they offer. But, for the time period beyond that time, and even early on, there are some things that the manufacturer will not cover. For these things, whatever they may be, and whatever kind of damage may occur to your auto, you want to make sure that the vehicle warranties you purchase, are going to fully cover your car, so that whatever kind of accident, or whatever kind of service needs to be performed on your car, will get performed at no additional cost to you. This is not only going to save you money in the long run, but it will also ensure that you can keep your pricey investment running its best, for the longest period of time.

You want to make sure that when you purchase a new car not only that it is fully covered, but that it will last for years to come thanks to the great care that it received. For this reason, when you do consider that new car, not only do you have to purchase the best autos made, but you also have to purchase the best extended auto warranty you can find, so that you can keep up with maintenance, and make sure that your car is running at its best, at all times. Not only is this extended warranty going to give you the assurance that anything that might happen to your car is going to be covered, but that it is going to be covered beyond the date that the manufacture warranty expires. Therefore, no matter what problems may turn up, either mechanical or cosmetic, when you have an extended warranty on the car, you know that the problem is going to be fixed, at no cost, or at a very minimal cost to you out of pocket.

So, rather than just go with the manufacturer warranty, and hope that no problems occur with your car beyond the date that the warranty expires, you have to consider additional vehicle warranties, in order to know that your car is going to be fully covered, for as long as you own it. And, not only will it be covered, but with the right warranties, it is going to be covered for cosmetic as well as mechanical work and errors. When buying a new car, make sure to consider a great extended auto warranty, so that your car can give back the performance you need it to, for the longest time periods which are possible.

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Auto Bills Auto Bills and More Auto Bills

In a perfect world your car would never break down and the only cost to own your car would be the amount you paid for it. However, a car is a machine, and all machines break down from time to time. Auto bills happen, so you have to be prepared to take care of them.

Most car repairs are covered by your car's auto warranty. However, what happens if your warranty has expired? If your car is out of warranty it can cost thousands of dollars to make the necessary repairs. One way to cover your car for an extended period of time is to buy an extended warranty.

An extended warranty will protect your car in the event of a needed repair after your originally warranty expires. An additional warranty will typically run you about 750 dollars on average. Keep in mind that most car warranties last for 5 years and up to 60,000 miles. Find out how much of the warranty you would have left upon buying the car and decide accordingly.

What can a consumer expect to pay on average for a car repair bill? The cost is probably going to make you wish you took public transportation. An average engine replacement can run as much as 3600 dollars. To replace a transmission can run you a little over 3,000 dollars and having to replace any power components of your car is going to set you back about 1,000 dollars.

Auto bills can be mitigated with proper maintenance and care for your car. The oil should be changed every 5,000 miles, or whenever your owners manual says to get the oil changed. Flushing fluids every 30-60,000 miles is also recommended. Not only will proper care keep your car running, but it will ensure that the warranty on the car is not voided.

The most important aspects of your car are your brakes, tires and electrical system. If you cannot stop you will be in serious danger and not having proper tire tread can result in blow out and skidding off the road. A good battery will ensure that your car will always start which is even more crucial during cold winter months.

Keeping these systems maintained is cheap and will save you more money down the road. You shouldn't have to spend more than a couple hundred dollars for routine maintenance.

Be aware that you are allowed to take your car in to whatever repair shop that you want. If you were in an accident, and you have repairs to be made, your insurance company cannot tell you where to go. Go where you feel comfortable and you feel like the best work will be done on your car.

Your car should be one of your prized possessions. Make sure that you are maintaining the car to reduce breakdowns and the resulting repair bills. Good upkeep and common sense should keep your car running well, but if not, hope that your warranty will cover whatever bills come due.


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US Direct Protect Auto Warranty

An Auto Warranty can be one of the most important features associated with buying a new car. A warranty is one of the few ways you can insure that the car you buy will last long enough to make it worth your money. A car cost a substantial amount of money and protecting that purchase with a warranty can be one of the most important decisions you will make. Many new car customers focus on features such as a satellite radio or interior color but a car warranty should be the number one feature any car buyer focuses on. The problem with many car buyers is that they don't know where to begin when it comes to warranties. Researching and understanding car warranties can be the difference between spending thousands of dollars down the road or keeping a car dependable and free from major repairs. Purchasing an extended warranty for your automobile from they very start is often times the best way to go.

There are many types of warranties available including types of original manufactures warranties and extended coverage warranties. These are both important but are often misunderstood. Many car consumers believe that since they have an original car warranty that extended coverage can be taken care of at a later date. The thing that people don't realize is that often times a warranty company will give you a lower rate on car warranties since you are a lower risk to them with original warranties still in effect. Purchasing an extended warranty for your automobile from they very start is often times the best way to go.

The highest level of coverage on a car is called bumper to bumper coverage. This may sound like it covers everything on the car but there are some exclusions. These exclusions will be listed for you upon purchase of the warranty. In most cases this warranty does cover everything except normal wear and tear that a car may endure.
Used cars are usually covered under a warranty called a stated plan. All components that are covered under this plan are stated in a list. This what gives the warranty the name stated plan. These lists will look as if it equals bumper to bumper coverage but there are a substantial number of components not covered under this plan. Under most stated plans major repairs are covered but be sure to go over this plan thoroughly before purchasing it. A thinner warranty that is ideal for high mileage or older cars is a power tran warranty. This warranty is designed to cover the most expensive hardest working mechanical parts of your car. In most case it covers transmissions, engines, seals, and gaskets. An older car has a much higher chance of developing problems in the components and this warranty can save you from having to junk an older car before its time. A common warranty that many people purchase to go along with an existing warranty on newer cars is the wrap coverage warranty. In many cases a vehicle will come with a satisfactory power tran warranty and will last 5 or 10 years. When you purchase the wrap coverage it will include other components into that power tran warranty and it will turn that power tran warranty into bumper to bumper coverage.

This may seem confusing but when you take the time to go over you warranty as in depth as possible it will make understanding what each warranty offers a little less confusing. There are a few other key points to keep in mind when studying a warranty offer. One thing to keep in mind is if your warranty is transferable, this means that the warranty will be transferred if you ever choose to sell your car. Another thing to look for is which insurance company is backing your warranty and make sure to check up on that particular insurance company. Car warranties are extremely important but can become useless if you don't make sure that you purchase a warranty that can serve your needs.


Resources:
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Tips To Extending Your Car’s Life

Coddle Your Car

Many motorists realize that the convenience, and privilege of owning a car, is balanced by the financial responsibility of maintaining one. With national and local economies still in recovery mode, many car owners have opted to keep their old cars on the road for as long as possible. Regular and timely maintenance can help any motorist get the maximum amount of mileage from their vehicle before having to purchase a new one. Most safety checks are simple enough so that they can be performed by motorists without any automotive repair expertise.

The fluid levels in your car’s engine should be regularly checked. This includes brake fluid, power steering fluid, windshield wiper fluid, anti-freeze, transmission fluid, and motor oil. Low brake fluid can drastically reduce the life of your vehicle’s brakes. Low motor oil acts as a coolant, and lubricant for your engine. Allowing the oil level to get too low can increase stress on your engine, and can minimize overall performance. If levels of any of the fluids in your engine are low, chances are, your vehicle has a leak, or there are other mechanical issues that need to be attended to. Regular fluid level checks ensure that you spot these issues while they are still minor ones, and before they burn a hole in your pocketbook.

Belt and hose deficiencies can often be recognized by the naked, untrained eye. A belt in poor condition will appear frayed and cracked. Likewise, a hose in poor condition can appear brittle, have bulges, and should not be too soft or too hard to the touch. Regular checks of your car’s belts and hoses can help ensure that a mechanical issue is caught early before leaving you stranded on the side of the road. Your vehicle’s owner’s manual should recommend the mileage marks to replace the belts, and hoses required for your engine.

The tires on your car should be properly inflated to aid in decreasing wear and tear on the engine, and to simultaneously increase your fuel economy. The owner’s manual for your car will indicate recommended tire pressure inflation. Some vehicles even have this information printed in the door jam of your car. A trip to a local gas station’s air hose machines should enable you to check your tire’s current pressure, and to add or remove air as needed.

Though regular maintenance can help reduce instances of catastrophic engine failure, it cannot completely eliminate unforeseen breakdowns. When those unforeseen mechanical failures do occur, auto warranties can be a great way to hedge against the high cost of completing the necessary repairs. Think auto warranties are only for new car purchases? Think again. After market extended warranty plans can be purchased to cover used cars. Before buying your auto warranty policy, check into the company offering the policy, and read the fine print that explains the policy details. No consumer wants to be in the uncomfortable position to have to pay for an expensive repair out of pocket, while thinking that it was a covered repair.

When you are ready to make a new car purchase, an auto warranty is a recommended supplemental purchase. The average car in the United States costs about $28,000 according to the National Automobile Dealers Association. Auto warranties are a great way to protect such a valuable investment, and will help ensure that your car continues to run like new, long after driving it off the lot. As with extended warranties, before adding the auto warranty to your new car purchase price, be certain to read the fine print. As a consumer, you have the right to fully understand the terms and conditions of your warranty purchase.

 

Resources:

US Direct Protect

 

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Many motorists realize that the convenience, and privilege of owning a car, is balanced by the financial responsibility of maintaining one. With national and local economies still in recovery mode, many car owners have opted to keep their old cars on the road for as long as possible. Regular and timely maintenance can help any motorist get the maximum amount of mileage from their vehicle before having to purchase a new one. Most safety checks are simple enough so that they can be performed by motorists without any automotive repair expertise. The fluid levels in your car’s engine should be regularly checked. This includes brake fluid, power steering fluid, windshield wiper fluid, anti-freeze, transmission fluid, and motor oil. Low brake fluid can drastically reduce the life of your vehicle’s brakes. Low motor oil acts as a coolant, and lubricant for your engine. Allowing the oil level to get too low can increase stress on your engine, and can minimize overall performance. If levels of any of the fluids in your engine are low, chances are, your vehicle has a leak, or there are other mechanical issues that need to be attended to. Regular fluid level checks ensure that you spot these issues while they are still minor ones, and before they burn a hole in your pocketbook. Belt and hose deficiencies can often be recognized by the naked, untrained eye. A belt in poor condition will appear frayed and cracked. Likewise, a hose in poor condition can appear brittle, have bulges, and should not be too soft or too hard to the touch. Regular checks of your car’s belts and hoses can help ensure that a mechanical issue is caught early before leaving you stranded on the side of the road. Your vehicle’s owner’s manual should recommend the mileage marks to replace the belts, and hoses required for your engine. The tires on your car should be properly inflated to aid in decreasing wear and tear on the engine, and to simultaneously increase your fuel economy. The owner’s manual for your car will indicate recommended tire pressure inflation. Some vehicles even have this information printed in the door jam of your car. A trip to a local gas station’s air hose machines should enable you to check your tire’s current pressure, and to add or remove air as needed. Though regular maintenance can help reduce instances of catastrophic engine failure, it cannot completely eliminate unforeseen breakdowns. When those unforeseen mechanical failures do occur, auto warranties can be a great way to hedge against the high cost of completing the necessary repairs. Think auto warranties are only for new car purchases? Think again. After market extended warranty plans can be purchased to cover used cars. Before buying your auto warranty policy, check into the company offering the policy, and read the fine print that explains the policy details. No consumer wants to be in the uncomfortable position to have to pay for an expensive repair out of pocket, while thinking that it was a covered repair. When you are ready to make a new car purchase, an auto warranty is a recommended supplemental purchase. The average car in the United States costs about $28,000 according to the National Automobile Dealers Association. Auto warranties are a great way to protect such a valuable investment, and will help ensure that your car continues to run like new, long after driving it off the lot. As with extended warranties, before adding the auto warranty to your new car purchase price, be certain to read the fine print. As a consumer, you have the right to fully understand the terms and conditions of your warranty purchase.