6 Auto Warranty Tips From US Direct Protect

Does your car have a tendency to break down as soon as the manufacturer's warranty expires? Do you know anyone whose used car has started having trouble almost as soon as they drive it off the lot? Whether your car is new or used, it is essential to have the right car warranty for you when you buy a car.

When shopping for a car warranty, ask yourself the following questions:
1. Who takes care of the claims?
When purchasing a car warranty, make sure the company that sells the claim handles the claim too. Companies that sell and administer their own claims are better equipped to provide their own service and support.

2. Is it an exclusionary plan?
Manufacturer claims are called exclusionary claims because it is easier to list the items that are not covered rather than list the things that are. Plans that list what is covered may not be full exclusionary plans, but supplemental or partial plans. Be sure to always choose an extended auto warranty that is an exclusionary plan.

3. Parts, Labor and Other Expenses
Never assume that an auto warranty includes parts and labor. At around $70 - $100 and hour, labor costs alone can greatly add to the cost of repairing and maintaining your automobile. Car rental and other expenses should also be taken into consideration. Look for an auto warranty that includes these items.

4. Reputation
If you're going to hold up your end by paying for the premium, you need a warranty company that will hold up their end of the deal if your car breaks down. Choose a company that has a good reputation with its clients so that you know if you need them they will be there for you.

5. How Does the Company Handle Claims?
An auto contract that can only be used in certain places, or that makes you pay for the repairs then offers to reimburse, does not give you peace of mind and can even make your car repairs more complicated. Nationwide coverage, the ability to choose where you get your car fixed, and direct payment to repair facilities can make your life a lot easier. Choose a warranty service contract with these options and you will sleep much better at night.

6. You Get What You Pay For
Don't let sticker price affect you when shopping for a warranty company for your vehicle. Look at what you are getting for your money and factor in out-of-pocket costs you are likely to be burdened with if you choose a less expensive, reputable company. You will probably end up saving more money in the end paying a little more for a warranty with a company that has a proven track record than if you go with a "bargain basement" plan.

Take these six tips into consideration when choosing a warranty for your car, and you'll know be assured you have invested in the best protection for your car dollar for dollar.

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Vehicle Service Contracts

Vehicle Service Contracts


All vehicles suffer from break downs at different instances. It is difficult to cater for high repair costs especially if your vehicle constantly suffers from unforeseen break downs. A vehicle service contract is the solution to comprehensively protecting your vehicle from costly future repair costs.

A vehicle service contract is purchased at any instance from car dealerships or independent companies. It can be thought of as an insurance policy and defers from initial vehicle warranties minimally. The service contracts cover a car's repair and maintenance costs during a given period of time. New cars and relatively new cars may get much more comprehensive extended coverage as compared to used cars, which are offered limited service contract coverage. It is important to weigh the extent to which a vehicle service contract will cover your car before purchasing one.

If your car does not have an initial warranty or lacks comprehensive coverage, a service contract would be ideal for your car. A vehicle service contract offered by vehicle manufacturers hold much more weight than those offered by independent companies. The cost of service contracts are usually determined by the make of the car, the particular car model, the condition of the car (especially in the case of used cars), the extent of coverage and the length of coverage. The vehicle is covered to a certain extent and there are a few service contracts, which cover repairs of all natures. It is wise to watch out for such policies that exclude certain repair costs for instance a policy only covering mechanical breakdowns meaning that they will not cover problems arising from wear and tear. In the instance of a repair, the contract may require you to take the vehicle to the car manufacturer for repairs, in the case of a contract purchased from the car manufacturer, or the contract may allow you to select a service dealer to carry out repairs on your vehicle. When acquiring the contract find out exactly how claims will be handled. These contracts hold you accountable to follow certain manufacturer recommendations such as oil changes. In the instance that you deviate from the recommendations, the contract may be declared void. The car service contract should be able to work for your requirements. If you plan on selling your vehicle in the nearby future it would be beneficial to get a transferable service contract. This aspect highly helps when selling your vehicle. Added fees may be applied to transferable service contracts.

Front to Back, Bumper to Bumper

Front to Back, Bumper to Bumper

Buying a car is much more than an everyday 7-11 purchase. Most people that purchase vehicles expect to get a lot of service from these items. Some use cars for recreation while others may utilize their vehicles for business. Cars that are purchased for both purposes need to be reliable, but even reliable cars can malfunction at times. It is these times that car owners should consider when they are seeking new vehicles.


This may be of little relevance at the time of purchase, but car owners should not overlook the importance of a car warranty. This purchase is often just as important as the car because you never know what the future will hold. An auto warranty helps you prepare for the unexpected.

No one has any excuse because there are so many types of warranties available. There are power train, bumper-to-bumper Warranties, and comprehensive warranties. There's someone there to cover just about anything that you can anticipate. This is a good thing because it gives car owners the ability to personalize. You do not have to opt for everything, but you should acquire something. Partial protection is better than none.

A care has lots of parts. The car could be perfect in all areas but one, and this one area of deficiency may stop the car from functioning at all. A bad transmission, for example, could have you searching for your nearest car rental business. The replacement of something large could cause you to lose a large amount of money if you do not have a warranty in place.

You don't have wait until the worst occurs. Anyone that considers the purchase of another car should get a warranty. Some dealerships even allow you to get warranties on used vehicles. You may even have the ability to get an extended auto warranty for an even longer period of coverage. This is an invaluable contract that you cannot even begin to put a price on.

It's possible that you will never use the warranty, but there's no need to take the risk. There is probably a greater possibility that it will be put into use. It's as important as insurance, and no one would dare to get behind the wheel without this insurance coverage. This is just how you should view your car warranty. Take it as seriously as you would perceive anything else that is related to your driving experience.

Don`t Be a Bonehead, Get Your Car Covered

The price of putting back together a damaged car by dealers and repair shops is increasing, so protecting you, your family, and your investment from unexpected costs is a must. automobile salesman or third party companies make this possible through auto warranty policies that are sold. Some of these contracts only cover major damages, like mechanical breakdowns. However, an Auto Warranty with wear and tear coverage protects the vehicle from damages caused by every day use.

Only some warranties offer wear and tear as an option as part of their car warranties. Many parts of a car wear down over time, and they are often the most likely pieces that need to be replaced. If a part wears out prematurely, wear and tear coverage will cover it. These parts include joints, wheel bearings, and engine parts. These may not be covered under a general mechanical breakdown warranty.

Extended vehicle Warranties takes care of most of the money to fix a car when it fails you. Often, they have a deductable that usually ranges in price from $100 to $300. For many new cars, or dependable models, the car breaking down is an unlikely occurrence. They cover the vehicle's mechanical and electrical components, but not the fees associated with everyday use.

Both types of Extended car Warranties are meant to protect car owners from incurring thousands of dollars worth of bills after the original warranty expires. However, one offers far more coverage than the other does. Policies that cover wear and tear issues help the owner of the car protect against the cost of components that wear down over time and that are beyond the manufacturer's tolerances.

To protect against costly repairs and every day costs of operating a car, people should consider adding wear and tear coverage to their Car Service Contract. The covered part does not need to break before it is covered. It can be replaced under this type of auto repair warranty. This keeps cars in good shape and prolongs the life of the automobile, which saves even more money over time.

Insure You Stay On The Road with An Extended Auto Warranty

Insure You Stay On The Road with An Extended Auto Warranty
by Jonathan Jacob

Not many people that I know set aside to take care of repairs bills when their vehicle quits on them. And when you don`t prepare for these things it only makes thing worse and puts most people in a jackpot. Most of us depend on our vehicle`s to get us to and from work and to bring our kids to school, not having our vehicle can cause chaos in an otherwise routine arena.

While it is true that an auto warranty may cover a vehicle for a limited period, most cars on the road have too many miles to be covered. The good news is that extended auto warranties are available for individuals that wish to protect themselves from suddenly being unable to fix their car. The following will help consumers know what to look for when they are shopping for a vehicle service contract.

Exclusionary coverage is the top level of coverage and is many times referred to as bumper to bumper. With the advent of digital technology and onboard computers it is wise to get this coverage if you qualify for it. One very important thing to keep in mind is that most Car Warranties will not pay claims if the car owner did not do the recommended factory maintenance.

A highly rated Extended Warranty will allow you to use your policy at any ASC certified mechanic and most important will pay the repair facility over the phone with a corporate credit card. Some policies require the policy holder to pay the facility upfront and then reimburse them later. This defeats the purpose of not having to pay out of pocket expense`s

I think we all agree that its easier on our finances to make low monthly payments than to pay thousands out of pocket all at once. Even those that don`t live paycheck to paycheck find the advantages of having a Car Warranty. Replacing parts is just not an option everyone can afford so having a warranty protects you from doing so and keeps you on the road. The cost to have an Extended warranty is actually very low, and defiantly less than the cost to fix 1 major component. Over the life of the Warranty most people will use it at least one time. And when this occurrence is an amount you would never be able to cover is when the full extent of your wise decision is felt.

Learn more about auto repair warranty. Stop by Jonathan Jacob's site where you can find out all about Used Car Warranties and how it can benefit you.

What Is A Car Service Contract

The whole idea of issuing auto warranties is to guarantee that if the vehicle purchased turns out to be defective in whole or in part, the owner is not left just holding the bag so to speak. For instance, if a person buys a brand new car that is fully covered under warranty and after having that car for a couple of months the motor completely quits that warranty will pay to have the motor replaced. Most vehicle warranties will also pay for a loaner or rental car during the repair period so that the owner will not be inconvenienced.

As you can see making car warranties available to their customers is an important part of any car dealership. A Car Service Contract makes good sense from the owners point of view because they will not be paying for something that is simply not their fault if a faulty part causes a breakdown of their vehicle. No one wants additional expenses when they are already spending what their budget will allow.

Car Warranties Make Purchasing A New Car Just A Bit More Comfortable

Car warranties make purchasing a new car just a bit more comfortable since a large portion of a person's budget is taken up with the monthly payments of such a purchase. With auto warranties comes the assurance that if something should go wrong with the vehicle that has nothing to do with its use or maintenance, all is not lost. This is the reason why most auto dealers offer to their customer's cars service contract.

A cars service contract is usually built into the original purchase of a new car, and extended vehicle warranties are also offered at the time of the sale. Some used cars are also eligible for adding extended auto warranties and this can be quite helpful especially when maintenance records are not available. By adding extended car warranties many people have saved themselves a bundle of money after mechanical breakdowns occurred.