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Tuesday, October 5, 2010

How To Be Smart When Buying An Auto Warranty

How To Be Smart When Buying An Auto Warranty
by Pat Moore

All too often do customers of car dealerships talk themselves out of purchasing an extended car warranty. These warranties can be unaffordable, and the benefits are sometimes excessive, leaving the buyer to wonder if it will ever get used to the merit of the cost. Regardless of these facts, one should not immediately reject the concept, since there are many positive aspects as well.

When buying a car, the salesman often offers a standard and extended warranty. The extended warranty costs extra, and can typically be expensive. To make matters worse, the car dealer is usually pushing the importance of the extended warranty with a disquieting vigor, causing a customer to wonder why. It is usually because the commission for selling an extended car warranty can be built right in, but this tactic can often cause a customer to quickly decline.

However, regardless of sales tactics, deciding against getting an extended car warranty could cause the buyer to face exposure. Should unexpected damage to the vehicle occur, the driver may find him or herself without a source of funds and therefore in a bad financial state of affairs. However, it is not true that one must purchase the extended warranty from the dealership. Private companies sell extended warranties, too, which are in most cases a better deal. In short, a buyer's solution to intimidation of the salesman is simply to shop around.

Shopping around for different, cheaper warranties will actually prove to the buyer that these can definitely be a worthwhile investment. Unlike the extended car warranty offered at a dealership, buying from a private agency will be cheaper and more efficient. The monthly fees will be relatively low, as will the deductibles. The extended warranty will actually end up saving the driver money in comparison to the cost of repairs.

Any issue with a vehicle, minor or major, can be solved easily under warranty. The car must simply be taken to a qualified facility for repair and pay the low deductible rate. From that point on, the driver needs not worry - the rest of the situation will be left up to the warranty company and the mechanics. It will be cheap and effortless, setting the car owner's mind at ease.

A buyer should never let the pushiness of a warranty salesman talk him or her out of purchasing an extended car warranty altogether. Instead, browse the offers of other warranty agencies and find the best deal. Overall, while purchasing from the dealership could be a waste of money, purchasing a private warranty can make owning a car much easier on the wallet.

This Author recommends that you visit Car Service Contract to look at differentExtended Warrantypackages that are available. A Vehicle Service Contract protects your wallet

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