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Saturday, October 2, 2010

Narrowing Down The Best Vehicle Warranty

Narrowing Down The Best Vehicle Warranty
by Bonnie Reinhardt

Nobody wants to have to worry about their car constantly being in need of sudden, expensive trips to the mechanic. For a car owners peace of mind, there is a wide range of extended warranty packages accessible for protection from these costs. However, choosing the best car warranty requires a little research, because a buyer can easily get stuck with too much or not enough coverage.

Potential factors in choosing a car warranty are age, model, and previous owners. For example, it is probably not crucial to buy another warranty package for a new vehicle because they do come with original coverage. However, when looking into the history of a used car, decide whether a car seems to be vulnerable to unpredictable damage - this is a case where an auto repair warranty is probably a wise investment.

To avoid a bad situation with not enough or too much time offered by a warranty, car owners should acknowledge how long they plan to have a car. Extended warranties come in a variety of coverage periods, and needless to say, they get pricier as they get longer. Some car owners may not even need to purchase the extended warranty package, and this is one of the main ways a large sum of money can be saved.

The deductible is also a significant deciding factor. Policies with zero deductibles exist, but otherwise, the costs do vary. A buyer should never pay too much for a deductible when choosing a policy. These add up quickly, even in terms of general maintenance visits, and a buyer shouldn't have to pay much on top of an already purchased policy.

If a buyer is looking for a few specific features of a warranty, he or she should know that roadside assistance and car towing should be free in a good policy. These often come with lock-out coverage as well. A good plan is also transferable between owners and is in effect immediately, especially if the owner plans to sell the car eventually. There are also situations where a rental car might be needed, so free car rental is a big feature to look for in a plan as well.

A person who is in search of the best car warranty for his or her vehicle definitely has to do some research. Whether or not the vehicle is new, the intended use of the car, and the deductible are all substantial aspects in the buying process. Without considering such details, the buyer will most likely end up overpaying.

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